Adair County, KY: Foreclosures, Tax Liens & Distressed Properties
Adair County, KY, Kentucky: 11 ZIP codes scored, Adair County, KY averaging 20/100 (low, Adair, KY), from 13 to 24. Adair County, KY is in its expansion phase (Adair, KY confidence 33/100): Adair, KY home prices up 5.3% (Adair, KY) over twelve months. Adair County, KY lender headwind: 17/100.
Highest-scoring Adair County, KY ZIPs: 42741 (24/100), 42742 (24/100), 42743 (24/100), 42753 (24/100), 42715 (23/100), 42728 (23/100). Also scored in Adair County, KY: 42129, 42539, 42528, 42733, 42642.
Across Adair County, KY's scored ZIPs: median home value $163,280, household income $48,714, 14.4% vacancy, 19.9% poverty, 79% owner-occupied, median age 38.1.
Adair County, KY insurance distress 38/100 (#1,372 in the US); FEMA hazard 74/100 for Adair, KY; 14 federal disaster declarations in Adair County, KY since 2023; Adair, KY construction distress 91/100.
5 banks with 10 branches lend in Adair County, KY; Adair, KY weighted bank stress 50/100, highest 57/100 in Adair, KY.
Adair County, KY unemployment 4.2% (Adair, KY -0.3 pts, six months); 2 new housing units permitted in Adair County, KY over twelve months, Adair, KY down 50% from 4; Adair, KY home prices +14.1% a year (Adair, KY) over three years.
8,648 housing units in Adair County, KY; 1,661 Adair, KY renter households; 38% of Adair, KY renters spend 30%+ of income on rent, 22% (Adair, KY) half or more.
Adair County, KY ranks #199 nationally on the opportunity index (Adair, KY, among all ranked counties); Adair, KY scores 35.8/100 and Adair, KY sits #17 inside Kentucky. Adair, KY is in the peak_opportunity opportunity phase; Adair, KY's primary driver is vacancy, Adair, KY second driver construction; Adair, KY moved up 64 places. 5 short-sale listings across Adair, KY; 37 days on market observed in Adair, KY; 18.4% vacancy over 11 Adair, KY ZIPs.
No CFPB county sample covers Adair County, KY. The non-metro area reading for Adair, KY: 1.1% ninety-plus days late; Adair, KY's thirty-to-eighty-nine share is 3.0% (Adair, KY, December 2025 data); Kentucky overall 1.0%.
Adair County, KY has 4 watched banks; 4 Adair, KY banks sit in an elevated band. Adair, KY footprints: Bank Of Columbia (3 branches, stress 49) in Adair, KY; United Citizens Bank Of S Ky (3 branches, stress 46) in Adair, KY; First&Farmers Nb Inc (2 branches, stress 57) in Adair, KY.
HUD lists 1 assisted multifamily property in Adair County, KY with 56 units; 56 Adair, KY units are assisted, 1 Adair, KY properties under project-based Section 8.
1,512 of the 8,648 housing units in Adair, KY sit vacant. Adair County, KY permitted 0 multifamily units in twelve months; Adair, KY's one-to-four unit structures added 2 units in Adair County, KY.