Spencer County, KY — Foreclosure & Distress Data

Spencer County, Kentucky is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. On bank and credit headwind, Spencer County scores 0/100. Across its ZIPs, composite distress spans 20 to 29 out of 100. The county spans 8 scored ZIP codes, averaging 25/100 composite distress.

Currently peak, Spencer County saw prices rise 3.8% year over year (phase confidence 34/100). At this stage distress is selective, concentrated in specific ZIPs rather than county-wide.

Distress concentrates in ZIP 40023 (29/100), ZIP 40008 (27/100), ZIP 40013 (27/100), ZIP 40047 (26/100), ZIP 40046 (24/100), ZIP 40071 (24/100) — drill into any for the parcel-level read. The breakdown continues through 40065, 40076 and more.

On balance Spencer County rewards a buyer who works it at the ZIP and parcel level rather than county-wide. The full report lists each distressed property in the county: owner, address, APN, per-parcel score, bank exposure and exit read.