Cumberland County, KY: Foreclosures, Tax Liens & Distressed Properties
Cumberland County, KY, Kentucky: 4 ZIP codes scored, Cumberland County, KY averaging 15/100 (low, Cumberland, KY), from 12 to 23. Cumberland County, KY is in its expansion phase (Cumberland, KY confidence 33/100): Cumberland, KY home prices up 5.3% (Cumberland, KY) over twelve months. Cumberland County, KY lender headwind: 12/100.
Highest-scoring Cumberland County, KY ZIPs: 42715 (23/100), 42717 (13/100), 42759 (13/100), 42167 (12/100).
Across Cumberland County, KY's scored ZIPs: median home value $162,033, household income $43,346, 19.6% vacancy, 28.5% poverty, 68% owner-occupied, median age 41.6.
Cumberland County, KY insurance distress 40/100 (#1,305 in the US); FEMA hazard 78/100 for Cumberland, KY; 16 federal disaster declarations in Cumberland County, KY since 2023; Cumberland, KY construction distress 7/100.
2 banks with 2 branches lend in Cumberland County, KY; Cumberland, KY weighted bank stress 49/100, highest 57/100 in Cumberland, KY.
Cumberland County, KY unemployment 3.4% (Cumberland, KY -1.9 pts, six months).
3,404 housing units in Cumberland County, KY; 674 Cumberland, KY renter households; 28% of Cumberland, KY renters spend 30%+ of income on rent, 14% (Cumberland, KY) half or more.
Cumberland County, KY ranks #293 nationally on the opportunity index (Cumberland, KY, among all ranked counties); Cumberland, KY scores 34.8/100 and Cumberland, KY sits #22 inside Kentucky. Cumberland, KY is in the peak_opportunity opportunity phase; Cumberland, KY's primary driver is vacancy, Cumberland, KY second driver bank institutional; Cumberland, KY moved up 460 places. 3 short-sale listings across Cumberland, KY; 82 days on market observed in Cumberland, KY; 27.9% vacancy over 4 Cumberland, KY ZIPs.
No CFPB county sample covers Cumberland County, KY. The non-metro area reading for Cumberland, KY: 1.1% ninety-plus days late; Cumberland, KY's thirty-to-eighty-nine share is 3.0% (Cumberland, KY, December 2025 data); Kentucky overall 1.0%.
Cumberland County, KY has 2 watched banks; 2 Cumberland, KY banks sit in an elevated band. Cumberland, KY footprints: First&Farmers Nb Inc (1 branch, stress 57) in Cumberland, KY; Citizens Bk Cumberland Cnty (1 branch, stress 41) in Cumberland, KY.
774 of the 3,404 housing units in Cumberland, KY sit vacant.