Cumberland County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cumberland County, KY distress report, 2026: 4 ZIPs scored in Cumberland, KY, Cumberland, KY average 15/100; the top Cumberland, KY ZIP is 42715 at 23/100; Cumberland, KY market phase expansion, Cumberland, KY prices +5.3% year over year.
- Cumberland, KY ranks #289 nationally (opportunity index); Cumberland, KY #22 in Kentucky; Cumberland, KY index 34.8.
- Cumberland, KY: no CFPB county sample; Cumberland, KY non-metro area reading 1.1%.
- Cumberland, KY ZIP phases: 4 expansion.
- Cumberland, KY residential listings tracked: 5 across 2 ZIPs; Cumberland, KY candidate listings 3.
- Cumberland, KY lenders on watch: 2; largest Cumberland, KY footprint First&Farmers Nb Inc (1 branch).
- Cumberland, KY most distressed ZIP: 42715 at 23/100.
Cumberland, KY figures: DLRadar distress index; Cumberland, KY inputs: CFPB, FHFA, HUD, FDIC; Cumberland, KY rebuilt as sources refresh.
| Rank | Cumberland, KY ZIP | Score |
|---|---|---|
| 1 | 42715 | 23/100 |
| 2 | 42717 | 12/100 |
| 3 | 42759 | 12/100 |
| 4 | 42167 | 11/100 |
Most distressed Cumberland, KY ZIPs (0-100, 2026)
Mortgage delinquency around Cumberland, KY
No CFPB county sample covers Cumberland, KY; the non-metro area reading for Cumberland, KY: 1.1% ninety-plus; Cumberland, KY area thirty-to-eighty-nine 3.0% (December 2025, Cumberland, KY); Kentucky overall 1.0%.
Opportunity index: Cumberland, KY
Cumberland, KY index 34.8, Cumberland, KY phase peak_opportunity; Cumberland, KY primary driver vacancy, Cumberland, KY second driver bank institutional. Cumberland, KY components: property stress 27.8, foreclosure pressure 28.4, listing discounts 44.4, bank stress 56.8, insurance 0.0; Cumberland, KY pulse 36.7; Cumberland, KY capital opportunity 32.0; Cumberland, KY seven-day change +0.4%.
ZIP market phases inside Cumberland, KY
4 Cumberland, KY ZIPs carry a price-cycle phase; Cumberland, KY ZIPs by phase (Cumberland, KY), deepest drawdown first: expansion, +5.3% YoY (Cumberland, KY): 42167, 42717, 42759; expansion, +5.1% YoY (Cumberland, KY): 42715.
Residential listings by Cumberland, KY ZIP
Cumberland, KY ZIPs with the most tracked Cumberland, KY residential listings: 42717 5 listings, 3 candidates, bank pressure 59; 42759 0 listings, 0 candidates, bank pressure 49. Cumberland, KY totals: 5 listings; Cumberland, KY candidates 3; active ZIPs 0.
Lenders with branches in Cumberland, KY
Cumberland, KY lenders by branch count: First&Farmers Nb Inc (Cumberland, KY): stress 57, 1 branch low in Cumberland, KY; Citizens Bk Cumberland Cnty (Cumberland, KY): stress 41, 1 branch low in Cumberland, KY.
Vacancy and permits, Cumberland, KY
774 of 3,404 Cumberland, KY housing units are vacant.
Work Cumberland, KY at the parcel level
Every Cumberland, KY parcel carries owner and address; every Cumberland, KY parcel carries APN; Cumberland, KY distress scores sit on the Cumberland, KY live board.
Cumberland, KY figures refresh with each source.
Cumberland, KY questions
Most distressed ZIP code in Cumberland County, KY?
ZIP 42715 leads Cumberland, KY at 23/100; next in Cumberland, KY: 42717 at 12/100; the Cumberland, KY average is 15/100.
Where does Cumberland County, KY rank for investment opportunity?
Cumberland, KY is #289 among all ranked counties, #22 in Kentucky; the Cumberland, KY driver is vacancy; Cumberland, KY moved up 464 places.
How many mortgages are delinquent in Cumberland County, KY?
Cumberland, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Cumberland, KY.
Which banks lend in Cumberland County, KY?
2 watched lenders hold Cumberland, KY branches; the largest Cumberland, KY footprints are First&Farmers Nb Inc (1), Citizens Bk Cumberland Cnty (1).
More on Cumberland, KY
Cumberland County, KY distress report: public-record figures for Cumberland, KY; not legal advice for Cumberland, KY; not tax or investment advice; verify every Cumberland, KY record before acting.