Simpson County, KY: Foreclosures, Tax Liens & Distressed Properties

Simpson County, KY, Kentucky: 5 ZIP codes scored, Simpson County, KY averaging 27/100 (low, Simpson, KY), from 23 to 33. Simpson County, KY is in its peak phase (Simpson, KY confidence 22/100): Simpson, KY home prices up 4.4% (Simpson, KY) over twelve months. Simpson County, KY lender headwind: 23/100.

Highest-scoring Simpson County, KY ZIPs: 42104 (33/100), 42170 (29/100), 42206 (26/100), 42202 (24/100), 42134 (23/100).

Across Simpson County, KY's scored ZIPs: median home value $226,400, household income $67,652, 11.4% vacancy, 13.3% poverty, 71% owner-occupied, median age 39.4.

Simpson County, KY insurance distress 79/100 (#390 in the US); FEMA hazard 74/100 for Simpson, KY; 12 federal disaster declarations in Simpson County, KY since 2023; 9 Simpson, KY NFIP flood claims, $490K paid; Simpson, KY construction distress 45/100.

4 banks with 6 branches lend in Simpson County, KY; Simpson, KY weighted bank stress 50/100, highest 66/100 in Simpson, KY.

Simpson County, KY unemployment 4.4% (Simpson, KY -0.2 pts, six months); 380 new housing units permitted in Simpson County, KY over twelve months, Simpson, KY up 5% from 361; Simpson, KY home prices +11.3% a year (Simpson, KY) over three years.

8,627 housing units in Simpson County, KY; 2,592 Simpson, KY renter households; 40% of Simpson, KY renters spend 30%+ of income on rent, 23% (Simpson, KY) half or more.

Simpson County, KY ranks #1,345 nationally on the opportunity index (Simpson, KY, among all ranked counties); Simpson, KY scores 30.0/100 and Simpson, KY sits #82 inside Kentucky. Simpson, KY is in the early_signal opportunity phase; Simpson, KY's primary driver is bank institutional, Simpson, KY second driver vacancy; Simpson, KY moved up 707 places. 22 short-sale listings across Simpson, KY; 99 days on market observed in Simpson, KY; 9.2% vacancy over 5 Simpson, KY ZIPs.

No CFPB county sample covers Simpson County, KY. The non-metro area reading for Simpson, KY: 1.1% ninety-plus days late; Simpson, KY's thirty-to-eighty-nine share is 3.0% (Simpson, KY, December 2025 data); Kentucky overall 1.0%.

Simpson County, KY has 2 watched banks; 2 Simpson, KY banks sit in an elevated band. Simpson, KY footprints: Franklin Bank&Trust Co (2 branches, stress 47) in Simpson, KY; South Central Bank Inc (1 branch, stress 66) in Simpson, KY.

HUD lists 2 assisted multifamily properties in Simpson County, KY with 200 units.

602 of the 8,627 housing units in Simpson, KY sit vacant. Simpson County, KY permitted 127 multifamily units in twelve months; Simpson, KY's one-to-four unit structures added 253 units in Simpson County, KY.