Gallatin County, KY: Foreclosures, Tax Liens & Distressed Properties

Gallatin County, KY, Kentucky: 6 ZIP codes scored, Gallatin County, KY averaging 19/100 (low, Gallatin, KY), from 17 to 23. Gallatin County, KY is in its peak phase (Gallatin, KY confidence 24/100): Gallatin, KY home prices up 3.5% (Gallatin, KY) over twelve months. Gallatin County, KY lender headwind: 44/100.

Highest-scoring Gallatin County, KY ZIPs: 41092 (23/100), 41086 (20/100), 41095 (20/100), 41046 (18/100), 41045 (17/100), 41083 (17/100).

Across Gallatin County, KY's scored ZIPs: median home value $200,883, household income $69,804, 13.2% vacancy, 14.6% poverty, 79% owner-occupied, median age 39.6.

Gallatin County, KY insurance distress 70/100 (#625 in the US); FEMA hazard 63/100 for Gallatin, KY; 8 federal disaster declarations in Gallatin County, KY since 2023; 13 Gallatin, KY NFIP flood claims, $278K paid; Gallatin, KY construction distress 29/100.

3 banks with 3 branches lend in Gallatin County, KY; Gallatin, KY weighted bank stress 54/100, highest 62/100 in Gallatin, KY.

Gallatin County, KY unemployment 4.0% (Gallatin, KY -1.0 pts, six months); 55 new housing units permitted in Gallatin County, KY over twelve months, Gallatin, KY up 10% from 50; Gallatin, KY home prices +12.4% a year (Gallatin, KY) over three years.

3,816 housing units in Gallatin County, KY; 864 Gallatin, KY renter households; 41% of Gallatin, KY renters spend 30%+ of income on rent, 11% (Gallatin, KY) half or more.

Gallatin County, KY ranks #2,543 nationally on the opportunity index (Gallatin, KY, among all ranked counties); Gallatin, KY scores 25.7/100 and Gallatin, KY sits #116 inside Kentucky. Gallatin, KY is in the weak opportunity phase; Gallatin, KY's primary driver is vacancy, Gallatin, KY second driver bank institutional; Gallatin, KY moved down 205 places. 16 days on market observed in Gallatin, KY; 13.2% vacancy over 6 Gallatin, KY ZIPs.

No CFPB county sample covers Gallatin County, KY. The metro area reading for Gallatin, KY (Cincinnati, OH-KY-IN): 0.8% ninety-plus days late; Gallatin, KY's thirty-to-eighty-nine share is 2.0% (Gallatin, KY, December 2025 data); Kentucky overall 1.0%.

Gallatin County, KY has 1 watched bank; 1 Gallatin, KY bank sits in an elevated band. Gallatin, KY footprints: First Nb Of Kentucky (1 branch, stress 59) in Gallatin, KY.

551 of the 3,816 housing units in Gallatin, KY sit vacant. Gallatin County, KY permitted 0 multifamily units in twelve months; Gallatin, KY's one-to-four unit structures added 55 units in Gallatin County, KY.