Gallatin County, KY: Foreclosures, Tax Liens & Distressed Properties
DLRadar tracks property distress across Gallatin County, Kentucky using verifiable public-record signals alone. The county's ZIP scores run from 16 up to 25/100. On bank and credit headwind, Gallatin County scores 44/100. The county spans 6 scored ZIP codes, averaging 19/100 composite distress.
The peak-phase county posted home values that rose 3.5% over twelve months, a 24/100-confidence read. With pricing topped out, broad sweeps stop paying as the ZIP scores below show.
Gallatin County's topped-out +3.5% YoY (24/100 confidence) means the wins are surgical and a county-wide sweep stays on the shelf. A moderate 44/100 lender headwind implies a blend the ZIP scores sort out.
The sharpest Gallatin County readings come from 41092 (25/100), 41086 (20/100), 41046 (19/100), 41095 (19/100), 41045 (16/100), 41083 (16/100) — open any for the parcel detail.
On the housing-and-income side, the Gallatin County ZIPs on file run median home values around $200,883 (below the national figure), a 13.2% vacancy rate, 79% owner-occupancy, residents with a median age around 39.6, a 14.6% poverty rate, incomes around $69,804. Read together, they drive how much distress reaches the market and how fast it moves.
Gallatin County, Kentucky's 19/100 average over 6 ZIPs says Gallatin County is a screen-by-ZIP market and not a county-wide play. Inside DLRadar, each Gallatin County property carries owner, APN and address, a score, the bank behind the note and how fast it should sell.
No county is too small to score: Gallatin County, Kentucky runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Gallatin County's numbers mean exactly what they mean anywhere else in Kentucky.
Used properly, Gallatin County, Kentucky's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Gallatin County as a whole. The Gallatin County read is rebuilt from public records as they post — no modeling fills the gaps — so what you see is what the documents support, refreshed on each ingest.
The ZIP breakdown for Gallatin County leads with 41092 (25/100), 41086 (20/100), 41046 (19/100), 41095 (19/100), 41045 (16/100), 41083 (16/100). Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.
The Gallatin County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.
| ZIP | State | Distress score | 🔒 Owner | 🔒 Property Address | 🔒 Parcel ID |
|---|---|---|---|---|---|
| 41092 | KY | 25 | |||
| 41086 | KY | 20 | |||
| 41046 | KY | 19 | |||
| 41095 | KY | 19 | |||
| 41045 | KY | 16 | |||
| 41083 | KY | 16 |
Top Gallatin County ZIP codes by stress score
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Owner, mailing address, APN and a per-parcel distress score for each Gallatin County property — plus capital sources and a closing network.
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