Boyle County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Boyle County, Kentucky? DLRadar grades every Boyle County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Boyle County breakdown.
- Boyle County's most distressed ZIP is 40464 at 20/100.
- 5 ZIP codes tracked in Boyle County, averaging 19/100 distress.
- Boyle County reads peak — home values up 4.4% year over year.
- Vacancy runs 15.8% across Boyle County's tracked ZIPs, with a 14.3% poverty rate.
- The typical Boyle County home is worth about $155,240 against a ~$60,259 median income.
- Lending headwind in Boyle County sits at 46/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 40464 | 20/100 |
| 2 | 40468 | 20/100 |
| 3 | 40422 | 19/100 |
| 4 | 40440 | 19/100 |
| 5 | 40328 | 18/100 |
Most distressed ZIP codes in Boyle County (composite distress 0-100, 2026)
What is driving Boyle County distress
The Boyle County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 19/100 ZIP average. No proprietary or modelled inputs enter the score.
Boyle County market phase and pricing
DLRadar places Boyle County in peak; prices moved up 4.4% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Boyle County
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Questions and answers
Which part of Boyle County, KY scores highest for distress?
ZIP 40464 leads Boyle County at 20/100, recomputed monthly from public records.
What stage of the price cycle is Boyle County at?
The market phase for Boyle County is peak, prices rising 4.4% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Boyle County scores?
Each Boyle County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 5 local ZIPs and every other county in the country.
How much do distress scores vary between Boyle County ZIP codes?
A single county score papers over real variation. Across the Boyle County ZIPs DLRadar ranks, scores run from 20/100 in 40464 down to 18/100 in 40328, against a Boyle County average of 19/100. A spread of 2 points means Boyle County has to be worked ZIP by ZIP.
What do Boyle County home values and vacancy say about distressed supply?
The typical Boyle County home carries about $155,240 of value against a median household income near $60,259. Vacancy across Boyle County's tracked ZIPs runs 15.8% and the poverty rate is 14.3%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Boyle County's filings and its 46/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.