Boyle County, KY: Home-Insurance Distress & Forced-Sale Pressure
Boyle County, KY: 27/100 (moderate) home-insurance distress; Boyle, KY band LOW; Boyle, KY #1,734 of 3,222 counties; Boyle, KY #119 of 120 in Kentucky; raw Boyle, KY 31.2; Boyle, KY coverage multiplier 0.85.
FEMA hazard, Boyle, KY: 52/100; Boyle, KY declarations, three years: 6; Boyle, KY perils: 4 severe-storm; Boyle, KY five-year count 12 (severity 21.0); Boyle, KY ten-year 12; hazard-weighted, Boyle, KY: 4.0.
Declared incidents on the Boyle, KY record: 2026 Winter Storm 3; 2025 Severe Storm 6 (Boyle, KY); 2023 Severe Storm 3 (Boyle, KY).
NFIP claims, Boyle, KY, three years: none; Boyle, KY claim-stress 0/100.
Boyle, KY monthly score fell, 33 (March 2026) to 30 (October 2026); Boyle, KY by month: March 33, April 33, May 30, June 30 (Boyle, KY), July 36, August 26, September 27, October 30.
Boyle, KY components: climate 60; Boyle, KY retreat index 30; Boyle, KY climate multiplier 0.85.
Construction distress, Boyle, KY: 55/100 as of August 2026 (Boyle, KY: 56/100 one-to-four unit, 10/100 multifamily).
Boyle, KY ZIPs, June 2026 (Boyle, KY, 5 highest): score 0 (Boyle, KY), climate 43 (Boyle, KY): 40440; score 0 (Boyle, KY), climate 42 (Boyle, KY): 40422; score 0 (Boyle, KY), climate 40 (Boyle, KY): 40464, 40468; score 0 (Boyle, KY), climate 35 (Boyle, KY): 40328.
DLRadar rescores Boyle, KY monthly; Boyle, KY readings join Boyle, KY foreclosure, lien and ownership parcels (Boyle, KY), so cost-squeezed Boyle, KY owners surface before listing.
Inside Kentucky, Boyle County ranks 119th of 120 counties for home-insurance distress at 27/100; Taylor County (32/100) sits just above Boyle County, and Shelby County (27/100) sits just below Boyle County.
Deterministic. Every Boyle County, KY signal traces to a public Boyle dataset (FEMA, NFIP, Census for Boyle, KY) · how insurance distress works in Boyle, KY · methodology
FAQ: Boyle County, KY insurance distress
What is the Boyle County, KY home-insurance-distress score?
Boyle, KY: 27/100 (LOW), #1,734 of 3,222, #119 in Kentucky. FEMA hazard, Boyle, KY: 52/100; NFIP stress, Boyle, KY: 0/100; construction, Boyle, KY: 55/100; Boyle, KY rescores monthly.
Is Boyle County insurance distress getting better or worse (KY)?
Boyle, KY: 33 in March 2026; Boyle, KY: 30 in October 2026 (better); Boyle, KY climate component 60.
Which Boyle County ZIP codes carry the most insurance distress (KY)?
Boyle, KY, June 2026: 40440 at 0, 40422 at 0, 40464 at 0, 40468 at 0; Boyle, KY climate scores there: 43, 42, 40, 40.
Why does Boyle, KY insurance distress create sellers?
A Boyle, KY premium outruns the Boyle, KY budget; a carrier leaves Boyle, KY; Boyle, KY carrying cost passes plan; Boyle, KY owners sell while current; Boyle, KY insurance distress leads Boyle, KY foreclosure data.