ZIP 38504 Foreclosure, Tax-Lien & Distress Report
Fentress County, Tennessee · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 38504 in Fentress County, Tennessee comes in at 8, a minimal composite-distress reading. Its standout signals are institutional ownership (23/100), structural risk (16/100), mortgage stress (12/100). On the quiet end sit structural risk (16/100) and mortgage stress (12/100). On the structural side it scores 16/100, with 4/100 of stress already active.
The market reads peak — home values rose 2.8% year on year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.
The tenure split is 100% owner-occupied to 0% rented. Vacancy runs 52.8%, above the national norm and a classic distress-and-opportunity signal. At $67,434, median income runs below typical U.S. levels. The ZIP holds roughly 537 housing units. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. About 496 people live here, median age 50. A median home runs $162,500 here. On demographic stress specifically, 38504 scores 27/100. Educational attainment sits at 3% bachelor's-or-above.
On the whole, 38504 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 38504 at the moment; the composite and its components are still built from verifiable public records.
The 38504 read uses the identical public-record model applied coast to coast, which means its 8/100 score means exactly what it means anywhere else, and 38504 stays directly comparable to neighboring ZIPs and the rest of Fentress County, Tennessee. Where the public record is thin for 38504, the field stays empty rather than modeled, and fills in as new documents post.
38504's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 38504 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 38504
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 38504 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 38504, the same set carried on every parcel.
Adjacent Fentress County ZIP reports
Explore related distress reports
Additional distress intelligence spanning Fentress County, Tennessee by ZIP, county and state.
The complete 38504 distress and acquisition report
The full 38504 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology