ZIP 42274 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 42274 (Warren County, Kentucky) returns a moderate composite of 30/100. Leading the profile are structural risk (65/100), institutional ownership (62/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (23/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (85/100), FEMA disaster exposure (78/100). The latent-versus-live split is 65/100 structural and 7/100 already moving.

The market reads peak — home values rose 2.4% year on year, and 7% lower over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 20% of adults hold a bachelor's degree or higher. Roughly 3.3% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 23% of tenant households. The ZIP holds roughly 929 housing units. Median household income is $80,823, near the U.S. median near $78,000. About 2,668 people live here, median age 51. Owners hold 88% of homes, renters 12%. DLRadar's demographic-stress index for the area reads 20/100. Home values center near $182,100, an affordability ratio of 2.1× — accessible. The vacancy rate is 0.0%.

Overall, 42274 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 42274 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 42274's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 42274 shows blanks, not estimates, wherever the record is sparse.

42274's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 42274 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.