Warren County, KY: Home-Insurance Distress & Forced-Sale Pressure
Warren County, KY: 81/100 (severe) home-insurance distress; Warren, KY band HIGH; Warren, KY #329 of 3,222 counties; Warren, KY #23 of 120 in Kentucky; raw Warren, KY 80.3.
FEMA hazard, Warren, KY: 74/100; Warren, KY declarations, three years: 12; Warren, KY perils: 10 severe-storm; Warren, KY five-year count 21 (severity 37.5); Warren, KY ten-year 21; hazard-weighted, Warren, KY: 10.0.
Declared incidents on the Warren, KY record: 2026 Winter Storm 3; 2025 Severe Storm 12 (Warren, KY); 2024 Severe Storm 3; 2023 Severe Storm 3 (Warren, KY).
NFIP claims, Warren, KY, three years: 14; Warren, KY payouts $1,020,350; per Warren, KY claim $72,882; Warren, KY claim-stress 91/100.
Warren, KY monthly score rose, 86 (March 2026) to 87 (October 2026); Warren, KY by month: March 86, April 86, May 84, June 84 (Warren, KY), July 90, August 83, September 82, October 87.
Warren, KY components: climate 85, NFIP claims 91; Warren, KY retreat index 87.
Construction distress, Warren, KY: 54/100 as of August 2026 (Warren, KY: 67/100 one-to-four unit, 31/100 multifamily).
Warren, KY ZIPs, June 2026 (Warren, KY, 9 highest): score 0 (Warren, KY), climate 89 (Warren, KY): 42103, 42159; score 0 (Warren, KY), climate 86 (Warren, KY): 42122; score 0 (Warren, KY), climate 85 (Warren, KY): 42274; score 0 (Warren, KY), climate 83 (Warren, KY): 42104; score 0 (Warren, KY), climate 80 (Warren, KY): 42101; score 0 (Warren, KY), climate 62 (Warren, KY): 42171; score 0 (Warren, KY), climate 58 (Warren, KY): 42170; score 0 (Warren, KY), climate 52 (Warren, KY): 42206.
DLRadar rescores Warren, KY monthly; Warren, KY readings join Warren, KY foreclosure, lien and ownership parcels (Warren, KY), so cost-squeezed Warren, KY owners surface before listing.
Inside Kentucky, Warren County ranks 23rd of 120 counties for home-insurance distress at 81/100; Perry County (81/100) sits just above Warren County, and Letcher County (80/100) sits just below Warren County.
Deterministic. Every Warren County, KY signal traces to a public Warren dataset (FEMA, NFIP, Census for Warren, KY) · how insurance distress works in Warren, KY · methodology
FAQ: Warren County, KY insurance distress
What is the Warren County, KY home-insurance-distress score?
Warren, KY: 81/100 (HIGH), #329 of 3,222, #23 in Kentucky. FEMA hazard, Warren, KY: 74/100; NFIP stress, Warren, KY: 91/100; construction, Warren, KY: 54/100; Warren, KY rescores monthly.
Is Warren County insurance distress getting better or worse (KY)?
Warren, KY: 86 in March 2026; Warren, KY: 87 in October 2026 (worse); Warren, KY climate component 85; Warren, KY NFIP claims score 91.
How many flood-insurance claims has Warren County, KY had?
Warren, KY: 14 NFIP claims, three years; Warren, KY paid $1,020,350; per Warren, KY claim $72,882; carriers reprice Warren, KY against that record.
Which Warren County ZIP codes carry the most insurance distress (KY)?
Warren, KY, June 2026: 42103 at 0, 42159 at 0, 42122 at 0, 42274 at 0; Warren, KY climate scores there: 89, 89, 86, 85.
Why does Warren, KY insurance distress create sellers?
A Warren, KY premium outruns the Warren, KY budget; a carrier leaves Warren, KY; Warren, KY carrying cost passes plan; Warren, KY owners sell while current; Warren, KY insurance distress leads Warren, KY foreclosure data.