Warren County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Warren County, Kentucky? DLRadar grades every Warren County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Warren County breakdown.
- Warren County's most distressed ZIP is 42103 at 30/100.
- 9 ZIP codes tracked in Warren County, averaging 28/100 distress.
- Warren County reads peak — home values up 2.1% year over year, 0.5% off peak.
- Vacancy runs 8% across Warren County's tracked ZIPs, with a 10.8% poverty rate.
- The typical Warren County home is worth about $248,389 against a ~$65,411 median income.
- Lending headwind in Warren County sits at 50/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 42103 | 30/100 |
| 2 | 42122 | 30/100 |
| 3 | 42159 | 30/100 |
| 4 | 42274 | 30/100 |
| 5 | 42101 | 29/100 |
| 6 | 42104 | 29/100 |
| 7 | 42170 | 26/100 |
| 8 | 42206 | 26/100 |
| 9 | 42171 | 24/100 |
Most distressed ZIP codes in Warren County (composite distress 0-100, 2026)
What is driving Warren County distress
Nothing here is estimated: Warren County is scored from filings alone, and its ZIPs average 28/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Warren County market phase and pricing
Phase for Warren County: peak (+2.1% YoY, 0.5% off peak). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Warren County
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What people ask
What is the most distressed ZIP code in Warren County, KY?
ZIP 42103 leads Warren County at 30/100, recomputed monthly from public records.
What market phase is Warren County in?
The market phase for Warren County is peak, prices rising 2.1% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Warren County scores?
Every Warren County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 9 Warren County ZIP codes that it runs on every other U.S. county, so Warren County's numbers are directly comparable to any other market.
How much do distress scores vary between Warren County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Warren County ZIPs DLRadar ranks, scores run from 30/100 in 42103 down to 24/100 in 42171, against a Warren County average of 28/100. That 6-point gap is why acquisition targeting in Warren County works at ZIP level rather than county level.
What do Warren County home values and vacancy say about distressed supply?
The typical Warren County home carries about $248,389 of value against a median household income near $65,411. Vacancy across Warren County's tracked ZIPs runs 8% and the poverty rate is 10.8%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Warren County's foreclosure and tax-lien filings and its 50/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.