Warren County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Warren County, KY distress report, 2026: 9 ZIPs scored in Warren, KY, Warren, KY average 31/100; the top Warren, KY ZIP is 42103 at 34/100; Warren, KY market phase peak, Warren, KY prices +2.1% year over year.
- Warren, KY ranks #922 nationally (opportunity index); Warren, KY #64 in Kentucky; Warren, KY index 31.5.
- Warren, KY: no CFPB county sample; Warren, KY metro area reading 1.1%.
- Warren, KY ZIP phases: 8 peak, 1 expansion.
- Warren, KY residential listings tracked: 134 across 8 ZIPs; Warren, KY candidate listings 16.
- Warren, KY HUD assisted properties: 12 with 783 units.
- Warren, KY lenders on watch: 8; largest Warren, KY footprint American Bank&Trust Co Inc (6 branches).
- Warren, KY most distressed ZIP: 42103 at 34/100.
Warren, KY figures: DLRadar distress index; Warren, KY inputs: CFPB, FHFA, HUD, FDIC; Warren, KY rebuilt as sources refresh.
| Rank | Warren, KY ZIP | Score |
|---|---|---|
| 1 | 42103 | 34/100 |
| 2 | 42122 | 34/100 |
| 3 | 42159 | 34/100 |
| 4 | 42104 | 33/100 |
| 5 | 42274 | 33/100 |
| 6 | 42101 | 32/100 |
| 7 | 42170 | 29/100 |
| 8 | 42171 | 28/100 |
| 9 | 42206 | 26/100 |
Most distressed Warren, KY ZIPs (0-100, 2026)
Mortgage delinquency around Warren, KY
No CFPB county sample covers Warren, KY; the metro area reading for Warren, KY (Bowling Green, KY): 1.1% ninety-plus; Warren, KY area thirty-to-eighty-nine 2.0% (December 2025, Warren, KY); Kentucky overall 1.0%.
Opportunity index: Warren, KY
Warren, KY index 31.5, Warren, KY phase watchlist; Warren, KY primary driver bank institutional, Warren, KY second driver construction. Warren, KY components: property stress 23.8, foreclosure pressure 24.4, listing discounts 34.3, bank stress 55.3, insurance 0.0; Warren, KY pulse 34.1; Warren, KY capital opportunity 27.5; Warren, KY seven-day change +1.5%.
ZIP market phases inside Warren, KY
9 Warren, KY ZIPs carry a price-cycle phase; Warren, KY ZIPs by phase (Warren, KY), deepest drawdown first: peak, +2.1% YoY, 0.5% off peak (Warren, KY): 42101, 42103, 42122, 42159; peak, +2.3% YoY, 0.5% off peak (Warren, KY): 42104; peak, +2.4% YoY, 0.4% off peak (Warren, KY): 42274; peak, +2.6% YoY, 0.4% off peak (Warren, KY): 42171; peak, +3.2% YoY, 0.3% off peak (Warren, KY): 42170; expansion, +5.2% YoY, 0.0% off peak (Warren, KY): 42206.
Residential listings by Warren, KY ZIP
Warren, KY ZIPs with the most tracked Warren, KY residential listings: 42101 69 listings, 10 candidates, bank pressure 62; 42104 41 listings, 3 candidates, bank pressure 60; 42103 20 listings, 2 candidates, bank pressure 61; 42159 2 listings, 0 candidates, bank pressure 61 (Warren, KY); 42171 1 listings, 1 candidates, bank pressure 60; 42274 1 listings, 0 candidates, bank pressure 62; 42122 0 listings, 0 candidates, bank pressure 61; 42170 0 listings, 0 candidates, bank pressure 60. Warren, KY totals: 134 listings; Warren, KY candidates 16; active ZIPs 6.
HUD assisted housing in Warren, KY
12 assisted properties with 783 units sit in Warren, KY; largest Warren, KY properties: Cave Mill Apartments (Bowling Green) 223 units; Cumberland Apartments (Bowling Green) 144 units; Regency Park - Bowling Green (Bowling Green) 120 units, 120 assisted in Warren, KY; Phoenix Place Apartments (Bowling Green) 68 units; Northfield Acres (Bowling Green) 50 units, 50 assisted; Windover Place (Bowling Green) 41 units.
Lenders with branches in Warren, KY
Warren, KY lenders by branch count: American Bank&Trust Co Inc (Warren, KY): stress 73, 6 branches low in Warren, KY; South Central Bank Inc (Warren, KY): stress 66, 5 branches low in Warren, KY; Morgantown Bank&Trust Co Inc (Warren, KY): stress 82, 3 branches low in Warren, KY; Franklin Bank&Trust Co (Warren, KY): stress 47, 3 branches low in Warren, KY; Monticello Banking Co (Warren, KY): stress 76, 2 branches low in Warren, KY; Independence Bank Of Ky (Warren, KY): stress 74, 2 branches low in Warren, KY; Bank Of Edmonson County (Warren, KY): stress 61, 2 branches low in Warren, KY; Edmonton State Bank (Warren, KY): stress 35, 2 branches low in Warren, KY.
Vacancy and permits, Warren, KY
4,225 of 59,868 Warren, KY housing units are vacant; Warren, KY permits, twelve months: 520 multifamily units in Warren, KY, 606 one-to-four unit units.
Work Warren, KY at the parcel level
Every Warren, KY parcel carries owner and address; every Warren, KY parcel carries APN; Warren, KY distress scores sit on the Warren, KY live board.
Warren, KY figures refresh with each source.
Warren, KY questions
Most distressed ZIP code in Warren County, KY?
ZIP 42103 leads Warren, KY at 34/100; next in Warren, KY: 42122 at 34/100; the Warren, KY average is 31/100.
Where does Warren County, KY rank for investment opportunity?
Warren, KY is #922 among all ranked counties, #64 in Kentucky; the Warren, KY driver is bank institutional; Warren, KY moved up 600 places.
How many mortgages are delinquent in Warren County, KY?
Warren, KY takes the metro area reading of 1.1% for December 2025; no CFPB county sample covers Warren, KY.
Which banks lend in Warren County, KY?
8 watched lenders hold Warren, KY branches; the largest Warren, KY footprints are American Bank&Trust Co Inc (6), South Central Bank Inc (5), Morgantown Bank&Trust Co Inc (3).
More on Warren, KY
Warren County, KY distress report: public-record figures for Warren, KY; not legal advice for Warren, KY; not tax or investment advice; verify every Warren, KY record before acting.