ZIP 42265 Foreclosure, Tax-Lien & Distress Report

Logan County, Kentucky's ZIP 42265 registers 23/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100), FEMA disaster exposure (78/100). The latent-versus-live split is 51/100 structural and 0/100 already moving. Property-level stress concentrates in institutional ownership (60/100), structural risk (51/100), construction/permit lag (18/100). By contrast, construction/permit lag (18/100) register low.

The expansion-phase market in 42265 posted values that rose 5.3% over the year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 992 people live here, median age 35. The tenure split is 97% owner-occupied to 3% rented. 13.1% of residents fall below the poverty threshold. There are about 255 housing units across 42265. Around 26% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 32/100. The typical home is worth about $369,100 (4.6× income). Vacancy runs 14.3%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $78,697 — near the roughly $78,000 national figure.

On the whole, 42265 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 42265 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. 42265 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 42265 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Practically, 42265 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.