ZIP 42220 Property Distress & Foreclosure Data

Todd County, Kentucky's ZIP 42220 registers 25/100 composite distress, which DLRadar reads as low. Structural risk reads 56/100 against active distress of 7/100. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), flood (NFIP) exposure (63/100). The most distinctive pressure shows up in construction/permit lag (66/100), institutional ownership (59/100), structural risk (56/100). mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

5,795 residents call 42220 home, typically aged 39. Home values center near $153,300, an affordability ratio of 2.6× — accessible. Owners hold 78% of homes, renters 22%. Educational attainment sits at 16% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 28/100. There are about 2,641 housing units across 42220. Vacancy runs 15.6%, above the national norm and a classic distress-and-opportunity signal. 15.5% of residents fall below the poverty threshold. Median household income is $55,907, below the U.S. median near $78,000. Rent burden reaches 24% of tenant households.

Taken together, 42220 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.