ZIP 42220 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 42220 in Todd County, Kentucky comes in at 22, a low composite-distress reading. Structural risk reads 48/100 against active distress of 7/100. Environmental exposure also runs high (FEMA disaster exposure (84/100), flood (NFIP) exposure (60/100)). What sets it apart are the readings on institutional ownership (59/100), structural risk (48/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (23/100).

The market reads expansion — home values rose 5.3% year on year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 5,795 with a median age of 39. A median home runs $153,300 here, or 2.6 times local income. The tenure split is 78% owner-occupied to 22% rented. Around 16% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 2,641 housing units. Vacancy runs 15.6%, above the national norm and a classic distress-and-opportunity signal. 15.5% of residents fall below the poverty threshold. Households earn a median $55,907 — below the roughly $78,000 national figure. Rent burden reaches 24% of tenant households.

On the whole, 42220 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 42220 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 42220's 22/100 can be lined up against any neighbor in Todd County, Kentucky or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 42220, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 42220 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. The point of the 42220 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.