ZIP 37142 Property Distress & Foreclosure Data

In Montgomery County, Tennessee, ZIP 37142 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (69/100), institutional ownership (55/100), construction/permit lag (45/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (88/100), FEMA disaster exposure (64/100). The latent-versus-live split is 69/100 structural and 6/100 already moving.

The market reads peak — home values rose 2.8% year on year, 1.2% off the recent peak, and 38% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Median household income is $73,056, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 20/100. Around 0% of renters are cost-burdened. Educational attainment sits at 33% bachelor's-or-above. The vacancy rate is 11.3% — elevated. Owners hold 93% of homes, renters 7%. 15.4% of residents fall below the poverty threshold. The ZIP holds roughly 754 housing units. About 1,734 people live here, median age 52. Home values center near $267,400, an affordability ratio of 2.7× — accessible.

Net-net, 37142 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.