ZIP 37142 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Tennessee's ZIP 37142 registers 33/100 composite distress, which DLRadar reads as moderate. The sharpest non-environmental signals are structural risk (73/100), construction/permit lag (61/100), institutional ownership (56/100). On the quiet end sit mortgage stress (20/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (88/100), FEMA disaster exposure (65/100). The split runs 73/100 structural to 6/100 active on the ground.

Prices here sit in a peak phase: values rose 1.9% over the trailing year, 2.5% off the recent peak, and 38% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $73,056, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 20/100. Around 0% of renters are cost-burdened. About 33% have a four-year degree. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. Owners hold 93% of homes, renters 7%. The poverty rate is 15.4%. There are about 754 housing units across 37142. Population is roughly 1,734 with a median age of 52. Home values center near $267,400, an affordability ratio of 2.7× — accessible.

Net-net, 37142 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 37142 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 37142 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 37142 can be compared directly against any other ZIP in Montgomery County, Tennessee or nationwide. Sparse data for 37142 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 33/100 figure for 37142 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 37142 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.