ZIP 37051 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 37051 (Dickson County, Tennessee) returns a low composite of 27/100. The split runs 61/100 structural to 5/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100), climate & FEMA risk (62/100), FEMA disaster exposure (62/100). The pressure is most legible in construction/permit lag (67/100), structural risk (61/100), institutional ownership (45/100). mortgage stress (18/100) stay muted.

The market reads peak — home values rose 1.5% year on year, and 10% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 15.2% — elevated. On demographic stress specifically, 37051 scores 27/100. Population is roughly 3,712 with a median age of 44. The ZIP holds roughly 1,633 housing units. A median home runs $342,500 here, or 3.6 times local income. Rent burden reaches 7% of tenant households. 79% of housing is owner-occupied. Median household income is $63,406, below the U.S. median near $78,000. Around 14% of adults hold a bachelor's degree or higher. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas.

On the whole, 37051 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 37051 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 37051 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 37051 shows blanks, not estimates, wherever the record is sparse.

The 27/100 for 37051 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 37051 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.