ZIP 37061 Foreclosure, Tax-Lien & Distress Report

ZIP 37061's composite property-distress score is 13/100 - DLRadar classes that as minimal for Houston County, Tennessee. Structural risk reads 29/100 against active distress of 4/100. The most distinctive pressure shows up in construction/permit lag (53/100), institutional ownership (29/100), structural risk (29/100). structural risk (29/100) and mortgage stress (14/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 27% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $54,396 — below the roughly $78,000 national figure. The ZIP holds roughly 2,447 housing units. Around 17% of adults hold a bachelor's degree or higher. Population is roughly 5,193 with a median age of 43. Roughly 12.6% live below the poverty line. The demographic-stress sub-score lands at 29/100. Rent burden reaches 25% of tenant households. 76% of housing is owner-occupied. Vacancy runs 17.7%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $187,700 (3.1× income, relatively affordable).

On the whole, 37061 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 37061 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 37061 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 37061 can be compared directly against any other ZIP in Houston County, Tennessee or nationwide. Where the public record is thin for 37061, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 37061 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. The point of the 37061 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.