ZIP 37101 Foreclosure, Tax-Lien & Distress Report
Humphreys County, Tennessee · High Vacancy market
Humphreys County, Tennessee's ZIP 37101 registers 22/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (60/100). The pressure is most legible in structural risk (49/100), construction/permit lag (48/100), institutional ownership (42/100). By contrast, mortgage stress (20/100) register low. The latent-versus-live split is 49/100 structural and 6/100 already moving.
The peak-phase market in 37101 posted values that rose 2.7% over the year, and 21% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Owners hold 84% of homes, renters 16%. The vacancy rate is 13.8% — elevated. About 6,888 people live here, median age 43. The demographic-stress sub-score lands at 29/100. Home values center near $222,700, an affordability ratio of 2.9× — accessible. The ZIP holds roughly 2,554 housing units. Around 40% of renters are cost-burdened. Around 17% of adults hold a bachelor's degree or higher. Households earn a median $72,669 — near the roughly $78,000 national figure. Roughly 10.8% live below the poverty line.
Taken together, 37101 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 37101 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 37101 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 22/100 figure for 37101 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 37101 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 37101
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 37101 distress snapshot
Current distress, phase, housing and lender-pressure figures for 37101, drawn from the same report attached to each property.
Neighbouring ZIPs in Humphreys County
Nearest ZIP codes to 37101
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Humphreys County, Tennessee.
Open the complete 37101 acquisition file
Pull every distressed parcel in 37101 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology