ZIP 37185 Foreclosure, Tax-Lien & Distress Report

ZIP 37185's composite property-distress score is 22/100 - DLRadar classes that as low for Humphreys County, Tennessee. Latent structural risk is 50/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — flood (NFIP) exposure (71/100). Property-level stress concentrates in structural risk (50/100), construction/permit lag (45/100), institutional ownership (44/100). mortgage stress (21/100) stay muted.

The peak-phase market in 37185 posted values that rose 2.8% over the year, and 24% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

9,120 residents call 37185 home, typically aged 46. A median home runs $181,800 here, or 3.5 times local income. Rent burden reaches 40% of tenant households. The vacancy rate is 25.3% — elevated. There are about 4,903 housing units across 37185. At $52,849, median income runs below typical U.S. levels. Educational attainment sits at 19% bachelor's-or-above. The poverty rate is 17.3% — high, a tax-stress and distress correlate. The tenure split is 76% owner-occupied to 24% rented. DLRadar's demographic-stress index for the area reads 33/100.

Net-net, 37185 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 37185 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 37185 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Humphreys County, Tennessee and the nation. Nothing here is interpolated — where a source is thin for 37185, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 figure for 37185 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 37185 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.