ZIP 38221 Property Distress & Foreclosure Data

ZIP code 38221 in Benton County, Tennessee carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (90/100), institutional ownership (51/100), structural risk (48/100). mortgage stress (21/100) stay muted. Structural exposure scores 48 and live distress 6 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 38% higher over three years, at 28/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

3,046 residents call 38221 home, typically aged 54. There are about 1,986 housing units across 38221. The typical home is worth about $139,100 (2.3× income, relatively affordable). 69% of housing is owner-occupied. Vacancy runs 27.3%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 18.6% — high, a tax-stress and distress correlate. At $52,109, median income runs below typical U.S. levels. Rent burden reaches 18% of tenant households. The demographic-stress sub-score lands at 28/100. Around 10% of adults hold a bachelor's degree or higher.

Taken together, 38221 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.