ZIP 38320 Foreclosure, Tax-Lien & Distress Report

In Benton County, Tennessee, ZIP 38320 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (49/100), institutional ownership (47/100). By contrast, mortgage stress (21/100) register low. The split runs 49/100 structural to 6/100 active on the ground.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 32% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 12.4% — elevated. Home values center near $157,800, an affordability ratio of 2.2× — accessible. Owners hold 73% of homes, renters 27%. Around 14% of adults hold a bachelor's degree or higher. There are about 4,944 housing units across 38320. Median household income is $57,679, below the U.S. median near $78,000. 10,470 residents call 38320 home, typically aged 43. Around 28% of renters are cost-burdened. 15.8% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 27/100.

Taken together, 38320 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 38320 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 38320's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 38320, the field stays empty rather than modeled, and fills in as new documents post.

38320's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 38320 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.