ZIP 38320 Property Distress & Foreclosure Data

ZIP code 38320 in Benton County, Tennessee carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (90/100), institutional ownership (51/100), structural risk (48/100). mortgage stress (21/100) stay muted. Structural exposure scores 48 and live distress 6 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 32% higher over three years, at 28/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $157,800 (2.2× income, relatively affordable). 73% of housing is owner-occupied. Around 14% of adults hold a bachelor's degree or higher. There are about 4,944 housing units across 38320. At $57,679, median income runs below typical U.S. levels. 10,470 residents call 38320 home, typically aged 43. Rent burden reaches 28% of tenant households. The poverty rate is 15.8%. The demographic-stress sub-score lands at 27/100.

Taken together, 38320 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.