ZIP 38236 Foreclosure, Tax-Lien & Distress Report

In Henry County, Tennessee, ZIP 38236 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 64/100 against active distress of 6/100. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (64/100). Property-level stress concentrates in construction/permit lag (66/100), structural risk (64/100), institutional ownership (42/100). mortgage stress (20/100) stay muted.

The market reads peak — home values rose 2.0% year on year, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 70% owner-occupied to 30% rented. Vacancy runs 17.7%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 38236 scores 27/100. Rent burden reaches 0% of tenant households. About 966 people live here, median age 52. Educational attainment sits at 6% bachelor's-or-above. The typical home is worth about $153,100 (2.1× income, relatively affordable). The ZIP holds roughly 637 housing units. At $56,771, median income runs below typical U.S. levels. Roughly 30.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 38236 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 38236 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 38236's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 38236 reflects the current record instead of a stale or modeled snapshot.

Each component behind 38236 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. In workflow terms, 38236 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.