ZIP 38236 Foreclosure, Tax-Lien & Distress Report
Henry County, Tennessee · High Vacancy market
In Henry County, Tennessee, ZIP 38236 scores 30 of 100 for composite distress, a moderate level on DLRadar's distress index. Structural risk reads 67/100 against active distress of 6/100. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (78/100). Property-level stress concentrates in structural risk (67/100), construction/permit lag (61/100), institutional ownership (46/100). mortgage stress (20/100) stay muted.
The market reads peak — home values rose 2.0% year on year, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.
The tenure split is 70% owner-occupied to 30% rented. Vacancy runs 17.7%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 38236 scores 27/100. Rent burden reaches 0% of tenant households. About 966 people live here, median age 52. Educational attainment sits at 6% bachelor's-or-above. The typical home is worth about $153,100 (2.1× income, relatively affordable). The ZIP holds roughly 637 housing units. At $56,771, median income runs below typical U.S. levels. Roughly 30.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory.
Net-net, 38236 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 38236 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 38236's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 38236 reflects the current record instead of a stale or modeled snapshot.
Each component behind 38236 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. In workflow terms, 38236 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 38236
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 38236 distress snapshot
A live read on 38236: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Henry County
Nearest ZIP codes to 38236
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 38236
Related ZIP, county and statewide reads linked to Henry County, Tennessee.
Unlock parcel-level detail for ZIP 38236
Open 38236 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology