ZIP 38201 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 38201 (Carroll County, Tennessee) lands at 22/100 — low on DLRadar's public-record scoring. Structural exposure scores 48 and live distress 4 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (73/100)). Leading the profile are construction/permit lag (48/100), structural risk (48/100), institutional ownership (31/100). institutional ownership (31/100) and mortgage stress (15/100) stay muted.

The market reads peak — home values rose 2.5% year on year, and 38% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 70% of homes, renters 30%. Median household income is $46,585, below the U.S. median near $78,000. Vacancy runs 9.7%. 16.9% of residents fall below the poverty threshold. The ZIP holds roughly 4,155 housing units. On demographic stress specifically, 38201 scores 33/100. The typical home is worth about $171,000 (3.4× income, relatively affordable). About 23% have a four-year degree. 10,133 residents call 38201 home, typically aged 40. Around 51% of renters are cost-burdened.

On balance 38201 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 38201 at the moment; the composite and its components are still built from verifiable public records.

The 38201 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 38201 stays directly comparable to neighboring ZIPs and the rest of Carroll County, Tennessee. Every figure is auditable to a public dataset and refreshed on ingest; 38201 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 38201 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 38201 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.