ZIP 38220 Property Distress & Foreclosure Data

Carroll County, Tennessee's ZIP 38220 registers 25/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (74/100)). The latent-versus-live split is 54/100 structural and 5/100 already moving. The most distinctive pressure shows up in construction/permit lag (54/100), structural risk (54/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (16/100).

The peak-phase market in 38220 posted values that rose 4.3% over the year (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 38220 scores 27/100. Roughly 15.5% live below the poverty line. Households earn a median $43,698 — below the roughly $78,000 national figure. Around 33% of renters are cost-burdened. The tenure split is 87% owner-occupied to 13% rented. The vacancy rate is 18.9% — elevated. About 13% have a four-year degree. The ZIP holds roughly 893 housing units. Population is roughly 1,824 with a median age of 42. A median home runs $103,900 here, or 2.1 times local income.

On the whole, 38220 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.