ZIP 38355 Foreclosure, Tax-Lien & Distress Report
Madison County, Tennessee · Distress market
Composite property distress in 38355 (Madison County, Tennessee) lands at 28/100 — low on DLRadar's distress scoring. Structural risk reads 61/100 against active distress of 6/100. Property-level stress concentrates in structural risk (61/100), institutional ownership (45/100), construction/permit lag (36/100). On the quiet end sit construction/permit lag (36/100) and mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (76/100)).
The expansion-phase market in 38355 posted values that rose 6.3% over the year, and 16% higher over three years, at 73/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Home values center near $282,200, an affordability ratio of 2.5× — accessible. Median household income is $103,343, above the U.S. median near $78,000. Vacancy runs 3.4%. The ZIP holds roughly 3,237 housing units. The demographic-stress sub-score lands at 21/100. Around 25% of renters are cost-burdened. 8,244 residents call 38355 home, typically aged 39. Educational attainment sits at 36% bachelor's-or-above. 83% of housing is owner-occupied. The poverty rate is 3.7% — low.
Net-net, 38355 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 38355 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 38355's 28/100 can be lined up against any neighbor in Madison County, Tennessee or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 38355 reflects the current record instead of a stale or modeled snapshot.
38355's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 38355 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 38355’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
38355 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 38355, the same set carried on every parcel.
Madison County ZIPs near 38355
Nearest ZIP codes to 38355
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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The complete 38355 distress and acquisition report
Pull every distressed parcel in 38355 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology