ZIP 38355 Property Distress & Foreclosure Data

Composite property distress in 38355 (Madison County, Tennessee) lands at 31/100 — moderate on DLRadar's public-record scoring. Structural risk reads 68/100 against active distress of 6/100. The sharpest non-environmental signals are structural risk (68/100), construction/permit lag (56/100), institutional ownership (49/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (78/100)).

The peak-phase market in 38355 posted values that rose 2.0% over the year, and 16% higher over three years, at 44/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $282,200 here, or 2.5 times local income. Households earn a median $103,343 — above the roughly $78,000 national figure. Vacancy runs 3.4%. There are about 3,237 housing units across 38355. On demographic stress specifically, 38355 scores 21/100. Rent burden reaches 25% of tenant households. Population is roughly 8,244 with a median age of 39. About 36% have a four-year degree. The tenure split is 83% owner-occupied to 17% rented. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas.

On balance 38355 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.