ZIP 38362 Property Distress & Foreclosure Data

In Madison County, Tennessee, ZIP 38362 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 69/100 against active distress of 6/100. Its standout signals are structural risk (69/100), construction/permit lag (54/100), institutional ownership (50/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (81/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 44/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 360 housing units across 38362. 73% of housing is owner-occupied. Rent burden reaches 12% of tenant households. The demographic-stress sub-score lands at 22/100. The typical home is worth about $164,700 (2.3× income, relatively affordable). At $62,163, median income runs below typical U.S. levels. Vacancy runs 0.0%. The poverty rate is 13.3%. 991 residents call 38362 home, typically aged 41. Around 21% of adults hold a bachelor's degree or higher.

Overall, 38362 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.