ZIP 38301 Property Distress & Foreclosure Data

Madison County, Tennessee's ZIP 38301 registers 31/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (69/100), construction/permit lag (54/100), institutional ownership (50/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (81/100)). The latent-versus-live split is 69/100 structural and 6/100 already moving.

The peak-phase market in 38301 posted values that rose 2.0% over the year, and 13% higher over three years (phase confidence 44/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 49% of renters are cost-burdened. The ZIP holds roughly 15,652 housing units. Households earn a median $40,062 — below the roughly $78,000 national figure. Population is roughly 33,336 with a median age of 36. About 16% have a four-year degree. The vacancy rate is 14.9% — elevated. On demographic stress specifically, 38301 scores 37/100. The tenure split is 50% owner-occupied to 50% rented. Roughly 29.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $132,900 here, or 3.0 times local income.

On the whole, 38301 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.