ZIP 38301 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 38301 in Madison County, Tennessee comes in at 30, a moderate composite-distress reading. The most distinctive pressure shows up in structural risk (67/100), construction/permit lag (50/100), institutional ownership (46/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (80/100). The latent-versus-live split is 67/100 structural and 6/100 already moving.

The expansion-phase market in 38301 posted values that rose 6.3% over the year, and 13% higher over three years (phase confidence 73/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 49% of renters are cost-burdened. The ZIP holds roughly 15,652 housing units. At $40,062, median income runs below typical U.S. levels. About 33,336 people live here, median age 36. Around 16% of adults hold a bachelor's degree or higher. The vacancy rate is 14.9% — elevated. The demographic-stress sub-score lands at 37/100. 50% of housing is owner-occupied. The poverty rate is 29.7% — high, a tax-stress and distress correlate. Home values center near $132,900, an affordability ratio of 3.0× — accessible.

Taken together, 38301 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 38301 is not published yet -- the ZIP-level readings above remain fully sourced.

The 38301 read uses the identical scoring model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 38301 stays directly comparable to neighboring ZIPs and the rest of Madison County, Tennessee. Sparse data for 38301 shows as blanks, never estimates, and the score updates on every fresh public filing.

38301's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 38301 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.