ZIP 38258 Property Distress & Foreclosure Data
ZIP code 38258 in Carroll County, Tennessee carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 37 and live distress 4 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). What sets it apart are the readings on structural risk (37/100), institutional ownership (36/100), mortgage stress (15/100). By contrast, institutional ownership (36/100) and mortgage stress (15/100) register low.
The market reads expansion — home values rose 5.2% year on year, at 28/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
There are about 635 housing units across 38258. DLRadar's demographic-stress index for the area reads 28/100. Home values center near $100,400, an affordability ratio of 1.8× — accessible. Owners hold 82% of homes, renters 18%. Educational attainment sits at 16% bachelor's-or-above. 20.8% of residents fall below the poverty threshold. Vacancy runs 10.6%. Median household income is $52,150, below the U.S. median near $78,000. About 1,384 people live here, median age 41. Rent burden reaches 42% of tenant households.
Net-net, 38258 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 38258
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Carroll County
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Deterministic. Every signal traces to a public dataset · methodology