ZIP 38390 Property Distress & Foreclosure Data

DLRadar grades ZIP 38390 (Carroll County, Tennessee) at a low 21/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). On the structural side it scores 45/100, with 5/100 of stress already active. Property-level stress concentrates in structural risk (45/100), institutional ownership (38/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (16/100) register low.

The market reads expansion — home values rose 5.2% year on year (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 19.3% — elevated. 15.0% of residents fall below the poverty threshold. Owners hold 85% of homes, renters 15%. Educational attainment sits at 14% bachelor's-or-above. Around 61% of renters are cost-burdened. About 1,281 people live here, median age 43. DLRadar's demographic-stress index for the area reads 33/100. Home values center near $136,300, an affordability ratio of 2.5× — accessible. Median household income is $48,555, below the U.S. median near $78,000. The ZIP holds roughly 513 housing units.

Net-net, 38390 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.