ZIP 38390 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 38390 (Carroll County, Tennessee) lands at 18/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (68/100)). Latent structural risk is 37/100 while live distress already moving reads 5/100. The sharpest non-environmental signals are structural risk (37/100), institutional ownership (35/100), mortgage stress (16/100). By contrast, institutional ownership (35/100) and mortgage stress (16/100) register low.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 19.3%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 15.0%. Owners hold 85% of homes, renters 15%. Around 14% of adults hold a bachelor's degree or higher. Around 61% of renters are cost-burdened. 1,281 residents call 38390 home, typically aged 43. DLRadar's demographic-stress index for the area reads 33/100. Home values center near $136,300, an affordability ratio of 2.5× — accessible. Households earn a median $48,555 — below the roughly $78,000 national figure. The ZIP holds roughly 513 housing units.

Net-net, 38390 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 38390 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 38390's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 38390, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 38390 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. For an operator, 38390 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.