ZIP 38390 Foreclosure, Tax-Lien & Distress Report
Carroll County, Tennessee · High Vacancy market
Composite property distress in 38390 (Carroll County, Tennessee) lands at 18/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (68/100)). Latent structural risk is 37/100 while live distress already moving reads 5/100. The sharpest non-environmental signals are structural risk (37/100), institutional ownership (35/100), mortgage stress (16/100). By contrast, institutional ownership (35/100) and mortgage stress (16/100) register low.
Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 19.3%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 15.0%. Owners hold 85% of homes, renters 15%. Around 14% of adults hold a bachelor's degree or higher. Around 61% of renters are cost-burdened. 1,281 residents call 38390 home, typically aged 43. DLRadar's demographic-stress index for the area reads 33/100. Home values center near $136,300, an affordability ratio of 2.5× — accessible. Households earn a median $48,555 — below the roughly $78,000 national figure. The ZIP holds roughly 513 housing units.
Net-net, 38390 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 38390 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 38390's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 38390, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 38390 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. For an operator, 38390 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 38390
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 38390 by the numbers
38390 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
More ZIPs across Carroll County
Nearest ZIP codes to 38390
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Carroll County, Tennessee
Other reports tied to Carroll County, Tennessee — ZIP, county and statewide.
Get the full acquisition report for 38390
The full 38390 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology