ZIP 38231 Foreclosure, Tax-Lien & Distress Report
Henry County, Tennessee · High Vacancy market
ZIP 38231's composite property-distress score is 29/100 - DLRadar classes that as low for Henry County, Tennessee. What sets it apart are the readings on structural risk (66/100), construction/permit lag (61/100), institutional ownership (45/100). By contrast, mortgage stress (20/100) register low. Environmental exposure also runs high (climate & FEMA risk (82/100), flood (NFIP) exposure (78/100)). Structural exposure scores 66 and live distress 6 on the 0–100 scale.
The market reads peak — home values rose 2.0% year on year, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.
At $38,810, median income runs below typical U.S. levels. 29.5% of residents fall below the poverty threshold. The tenure split is 73% owner-occupied to 27% rented. Around 45% of renters are cost-burdened. The ZIP holds roughly 900 housing units. Educational attainment sits at 9% bachelor's-or-above. Home values center near $88,100, an affordability ratio of 2.2× — accessible. On demographic stress specifically, 38231 scores 34/100. Vacancy runs 15.7%, above the national norm and a classic distress-and-opportunity signal. About 2,012 people live here, median age 42.
Net-net, 38231 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 38231's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 38231, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 29/100 figure for 38231 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 38231 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 38231
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 38231 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 38231, the same set carried on every parcel.
Neighbouring ZIPs in Henry County
Nearest ZIP codes to 38231
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Tennessee distress
More ZIP, county and state distress intelligence connected to Henry County, Tennessee.
Open the complete 38231 acquisition file
Pull every distressed parcel in 38231 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology