ZIP 38231 Property Distress & Foreclosure Data

In Henry County, Tennessee, ZIP 38231 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (63/100), construction/permit lag (55/100), institutional ownership (46/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (64/100). The latent-versus-live split is 63/100 structural and 6/100 already moving.

The market reads peak — home values rose 3.1% year on year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Median household income is $38,810, below the U.S. median near $78,000. 29.5% of residents fall below the poverty threshold. Owners hold 73% of homes, renters 27%. Around 45% of renters are cost-burdened. The ZIP holds roughly 900 housing units. Educational attainment sits at 9% bachelor's-or-above. Home values center near $88,100, an affordability ratio of 2.2× — accessible. DLRadar's demographic-stress index for the area reads 34/100. The vacancy rate is 15.7% — elevated. About 2,012 people live here, median age 42.

Net-net, 38231 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.