ZIP 38242 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 38242 (Henry County, Tennessee) at a low 28/100 for overall property distress. What sets it apart are the readings on construction/permit lag (67/100), structural risk (63/100), institutional ownership (41/100). mortgage stress (20/100) stay muted. Structurally it carries 63/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (81/100), flood (NFIP) exposure (60/100).

The peak-phase market in 38242 posted values that rose 2.0% over the year, and 27% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 15.8% — elevated. 19.7% of residents fall below the poverty threshold. The typical home is worth about $173,600 (3.5× income, relatively affordable). Rent burden reaches 30% of tenant households. At $44,833, median income runs below typical U.S. levels. Around 20% of adults hold a bachelor's degree or higher. Owners hold 69% of homes, renters 31%. 19,619 residents call 38242 home, typically aged 45. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 9,247 housing units.

Net-net, 38242 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 38242 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 38242's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 38242 reflects the current record instead of a stale or modeled snapshot.

Behind 38242's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 38242 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.