ZIP 38242 Property Distress & Foreclosure Data

Composite property distress in 38242 (Henry County, Tennessee) lands at 28/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (62/100), construction/permit lag (56/100), institutional ownership (45/100). mortgage stress (20/100) stay muted. The latent-versus-live split is 62/100 structural and 6/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (81/100), flood (NFIP) exposure (60/100).

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 27% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 15.8% — elevated. The poverty rate is 19.7% — high, a tax-stress and distress correlate. The typical home is worth about $173,600 (3.5× income, relatively affordable). Around 30% of renters are cost-burdened. At $44,833, median income runs below typical U.S. levels. Around 20% of adults hold a bachelor's degree or higher. 69% of housing is owner-occupied. 19,619 residents call 38242 home, typically aged 45. The demographic-stress sub-score lands at 32/100. The ZIP holds roughly 9,247 housing units.

Taken together, 38242 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.