ZIP 42049 Property Distress & Foreclosure Data

Composite property distress in 42049 (Calloway County, Kentucky) lands at 35/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (78/100), institutional ownership (59/100). mortgage stress (24/100) stay muted. The latent-versus-live split is 78/100 structural and 7/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (79/100), flood (NFIP) exposure (75/100), climate & FEMA risk (73/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 14% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 59% of renters are cost-burdened. The ZIP holds roughly 656 housing units. Educational attainment sits at 23% bachelor's-or-above. 1,386 residents call 42049 home, typically aged 40. The vacancy rate is 24.9% — elevated. Home values center near $189,900, an affordability ratio of 3.3× — accessible. Median household income is $48,482, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 38/100. 29.3% of residents fall below the poverty threshold. Owners hold 70% of homes, renters 30%.

Taken together, 42049 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.