ZIP 42054 Property Distress & Foreclosure Data

Calloway County, Kentucky's ZIP 42054 registers 35/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (78/100), institutional ownership (60/100). On the quiet end sit mortgage stress (24/100). On the structural side it scores 78/100, with 7/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (80/100), flood (NFIP) exposure (76/100), climate & FEMA risk (73/100)).

The peak-phase market in 42054 posted values that rose 4.5% over the year, and 31% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 25.1% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 30/100. At $57,065, median income runs below typical U.S. levels. Around 30% of renters are cost-burdened. Population is roughly 793 with a median age of 42. The ZIP holds roughly 444 housing units. The typical home is worth about $160,300 (2.7× income, relatively affordable). The vacancy rate is 10.3%. Around 27% of adults hold a bachelor's degree or higher. 61% of housing is owner-occupied.

On the whole, 42054 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.