ZIP 42054 Foreclosure, Tax-Lien & Distress Report
Calloway County, Kentucky · High Poverty market
In Calloway County, Kentucky, ZIP 42054 scores 24 of 100 for composite distress, a low level on DLRadar's distress index. Property-level stress concentrates in institutional ownership (58/100), structural risk (52/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) register low. Structurally it carries 52/100, against 7/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (73/100), flood (NFIP) exposure (73/100)).
Prices here sit in a neutral phase: values rose 4.5% over the trailing year, and 31% higher over three years (phase confidence 23/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The poverty rate is 25.1% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 30/100. Households earn a median $57,065 — below the roughly $78,000 national figure. Rent burden reaches 30% of tenant households. About 793 people live here, median age 42. There are about 444 housing units across 42054. A median home runs $160,300 here, or 2.7 times local income. The vacancy rate is 10.3%. Educational attainment sits at 27% bachelor's-or-above. 61% of housing is owner-occupied.
Taken together, 42054 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 42054 is not published yet -- the ZIP-level readings above remain fully sourced.
The 42054 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 42054 stays directly comparable to neighboring ZIPs and the rest of Calloway County, Kentucky. Sparse data for 42054 shows as blanks, never estimates, and the score updates on every fresh public filing.
42054's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 42054 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 42054
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 42054 by the numbers
Current distress, phase, housing and lender-pressure figures for 42054, drawn from the same report attached to each property.
Nearby ZIPs in Calloway County
Nearest ZIP codes to 42054
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Kentucky distress
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Rules-based scoring — each signal ties to a public dataset · methodology