ZIP 42054 Foreclosure, Tax-Lien & Distress Report

In Calloway County, Kentucky, ZIP 42054 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Property-level stress concentrates in institutional ownership (56/100), structural risk (53/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (4/100) register low. Structurally it carries 53/100, against 7/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (75/100), climate & FEMA risk (73/100), FEMA disaster exposure (72/100)).

Prices here sit in a neutral phase: values rose 4.5% over the trailing year, and 31% higher over three years (phase confidence 23/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 25.1% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 30/100. Households earn a median $57,065 — below the roughly $78,000 national figure. Rent burden reaches 30% of tenant households. About 793 people live here, median age 42. There are about 444 housing units across 42054. A median home runs $160,300 here, or 2.7 times local income. The vacancy rate is 10.3%. Educational attainment sits at 27% bachelor's-or-above. 61% of housing is owner-occupied.

Taken together, 42054 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 42054 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 42054 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 42054 stays directly comparable to neighboring ZIPs and the rest of Calloway County, Kentucky. Sparse data for 42054 shows as blanks, never estimates, and the score updates on every fresh public filing.

42054's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 42054 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.