ZIP 42048 Foreclosure, Tax-Lien & Distress Report

In Marshall County, Kentucky, ZIP 42048 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), flood (NFIP) exposure (80/100), climate & FEMA risk (64/100). Leading the profile are institutional ownership (63/100), structural risk (55/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) and construction/permit lag (12/100) register low. Latent structural risk is 55/100 while live distress already moving reads 8/100.

The market reads expansion — home values rose 5.3% year on year, and 12% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $138,800 (2.9× income, relatively affordable). Median household income is $41,507, below the U.S. median near $78,000. About 1,838 people live here, median age 39. The ZIP holds roughly 1,144 housing units. The vacancy rate is 28.3% — elevated. Roughly 29.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 74% of housing is owner-occupied. Around 21% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 34/100. Around 40% of renters are cost-burdened.

Taken together, 42048 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 42048 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 42048 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 42048 stays directly comparable to neighboring ZIPs and the rest of Marshall County, Kentucky. The score is rebuilt from public data as it updates, so 42048 reflects the current record instead of a stale or modeled snapshot.

42048's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 42048 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.