ZIP 42071 Property Distress & Foreclosure Data

Composite property distress in 42071 (Calloway County, Kentucky) lands at 35/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 78 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (79/100), flood (NFIP) exposure (75/100), climate & FEMA risk (73/100). The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (78/100), institutional ownership (59/100). By contrast, mortgage stress (24/100) register low.

The market reads peak — home values rose 4.5% year on year, and 22% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 60% owner-occupied to 40% rented. On demographic stress specifically, 42071 scores 33/100. There are about 14,325 housing units across 42071. About 35% have a four-year degree. About 30,750 people live here, median age 34. Households earn a median $48,976 — below the roughly $78,000 national figure. Vacancy runs 15.4%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 38% of tenant households. A median home runs $190,300 here, or 3.9 times local income. Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 42071 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.