ZIP 38224 Foreclosure, Tax-Lien & Distress Report

Henry County, Tennessee's ZIP 38224 registers 28/100 composite distress, which DLRadar reads as low. The pressure is most legible in structural risk (63/100), construction/permit lag (60/100), institutional ownership (42/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (81/100), flood (NFIP) exposure (68/100). On the structural side it scores 63/100, with 6/100 of stress already active.

The peak-phase market in 38224 posted values that rose 2.0% over the year, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $58,828, below the U.S. median near $78,000. Home values center near $130,800, an affordability ratio of 2.3× — accessible. The ZIP holds roughly 441 housing units. About 923 people live here, median age 38. Rent burden reaches 28% of tenant households. About 17% have a four-year degree. The poverty rate is 15.1%. 83% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 38224 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 38224 at the moment; the composite and its components are still built from verifiable records.

The 38224 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 38224 stays directly comparable to neighboring ZIPs and the rest of Henry County, Tennessee. Where the record is thin for 38224, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 38224 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. In workflow terms, 38224 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.