Henry County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Henry County, Tennessee? DLRadar grades every Henry County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Henry County breakdown.
- Henry County's most distressed ZIP is 38222 at 29/100.
- 9 ZIP codes tracked in Henry County, averaging 27/100 distress.
- Henry County reads peak — home values up 2.0% year over year.
- Vacancy runs 21% across Henry County's tracked ZIPs, with a 17.6% poverty rate.
- The typical Henry County home is worth about $151,478 against a ~$47,590 median income.
- Lending headwind in Henry County sits at 37/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 38222 | 29/100 |
| 2 | 38231 | 29/100 |
| 3 | 38236 | 29/100 |
| 4 | 38251 | 29/100 |
| 5 | 38256 | 29/100 |
| 6 | 38224 | 28/100 |
| 7 | 38242 | 28/100 |
| 8 | 38229 | 23/100 |
| 9 | 38201 | 22/100 |
Most distressed ZIP codes in Henry County (composite distress 0-100, 2026)
What is driving Henry County distress
Henry County's placement in the national index rests on public filings — a 27/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Henry County market phase and pricing
Henry County currently sits in peak after a 2.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Henry County
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Questions about this county
What is the most distressed ZIP code in Henry County, TN?
ZIP 38222 leads Henry County at 29/100, recomputed monthly from public records.
Is Henry County expanding or contracting?
Phase for Henry County: peak, tracking a 2.0% gain year over year, read off the FHFA index.
Which datasets feed the Henry County scores?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 9 ZIP codes in Henry County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Henry County ZIP codes?
Averaging the county conceals how uneven it is. Across the Henry County ZIPs DLRadar ranks, scores run from 29/100 in 38222 down to 22/100 in 38201, against a Henry County average of 27/100. The 7-point range is the argument for ZIP-level search across Henry County.
What do Henry County home values and vacancy say about distressed supply?
The typical Henry County home carries about $151,478 of value against a median household income near $47,590. Vacancy across Henry County's tracked ZIPs runs 21% and the poverty rate is 17.6%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Henry County's foreclosure and tax-lien filings and its 37/100 lending headwind.
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Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.