Henry County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Henry County, TN distress report, 2026: 9 ZIPs scored in Henry, TN, Henry, TN average 27/100; the top Henry, TN ZIP is 38222 at 29/100; Henry, TN market phase peak, Henry, TN prices +2.0% year over year.
- Henry, TN ranks #1,731 nationally (opportunity index); Henry, TN #53 in Tennessee; Henry, TN index 28.7.
- Henry, TN: no CFPB county sample; Henry, TN non-metro area reading 1.3%.
- Henry, TN ZIP phases: 9 peak.
- Henry, TN residential listings tracked: 2 across 7 ZIPs; Henry, TN candidate listings 1.
- Henry, TN HUD assisted properties: 4 with 149 units.
- Henry, TN lenders on watch: 5; largest Henry, TN footprint Security Bank&Trust Co (4 branches).
- Henry, TN most distressed ZIP: 38222 at 29/100.
Henry, TN figures: DLRadar distress index; Henry, TN inputs: CFPB, FHFA, HUD, FDIC; Henry, TN rebuilt as sources refresh.
| Rank | Henry, TN ZIP | Score |
|---|---|---|
| 1 | 38222 | 29/100 |
| 2 | 38231 | 29/100 |
| 3 | 38236 | 29/100 |
| 4 | 38242 | 29/100 |
| 5 | 38251 | 29/100 |
| 6 | 38256 | 29/100 |
| 7 | 38224 | 28/100 |
| 8 | 38201 | 21/100 |
| 9 | 38229 | 21/100 |
Most distressed Henry, TN ZIPs (0-100, 2026)
Mortgage delinquency around Henry, TN
No CFPB county sample covers Henry, TN; the non-metro area reading for Henry, TN: 1.3% ninety-plus; Henry, TN area thirty-to-eighty-nine 3.3% (December 2025, Henry, TN); Tennessee overall 0.9%.
Opportunity index: Henry, TN
Henry, TN index 28.7, Henry, TN phase early_signal; Henry, TN primary driver vacancy, Henry, TN second driver construction. Henry, TN components: property stress 23.8, foreclosure pressure 25.0, listing discounts 14.4, bank stress 47.6, insurance 0.0; Henry, TN pulse 33.9; Henry, TN capital opportunity 21.0; Henry, TN seven-day change -0.8%.
ZIP market phases inside Henry, TN
9 Henry, TN ZIPs carry a price-cycle phase; Henry, TN ZIPs by phase (Henry, TN), deepest drawdown first: peak, +2.5% YoY (Henry, TN): 38201; peak, +2.0% YoY (Henry, TN): 38222, 38224, 38229, 38231, Henry, TN 38236, 38242, 38251, 38256.
Residential listings by Henry, TN ZIP
Henry, TN ZIPs with the most tracked Henry, TN residential listings: 38222 1 listings, 0 candidates, bank pressure 59; 38242 1 listings, 1 candidates, bank pressure 59; 38224 0 listings, 0 candidates, bank pressure 59; 38231 0 listings, 0 candidates, bank pressure 59 (Henry, TN); 38236 0 listings, 0 candidates, bank pressure 59; 38251 0 listings, 0 candidates, bank pressure 59; 38256 0 listings, 0 candidates, bank pressure 59. Henry, TN totals: 2 listings; Henry, TN candidates 1; active ZIPs 1.
HUD assisted housing in Henry, TN
4 assisted properties with 149 units sit in Henry, TN; largest Henry, TN properties: Brookfield Apartments (Paris) 50 units, 50 assisted; Chateau Maurice (Paris) 40 units, 39 assisted; Tyson Park Apartments (Paris) 40 units, 40 assisted in Henry, TN; Wesley Pine Meadow (Paris) 19 units, 19 assisted.
Lenders with branches in Henry, TN
Henry, TN lenders by branch count: Security Bank&Trust Co (Henry, TN): stress 56, 4 branches low in Henry, TN; Commercial Bank&Trust Co (Henry, TN): stress 68, 3 branches low in Henry, TN; Firstbank (Henry, TN): stress 55, 2 branches low in Henry, TN; Foundation Bank (Henry, TN): stress 37, 2 branches low in Henry, TN; Carroll Bank&Trust (Henry, TN): stress 81, 1 branch low in Henry, TN.
Vacancy and permits, Henry, TN
3,636 of 17,088 Henry, TN housing units are vacant; Henry, TN permits, twelve months: 0 multifamily units in Henry, TN, 17 one-to-four unit units.
Work Henry, TN at the parcel level
Every Henry, TN parcel carries owner and address; every Henry, TN parcel carries APN; Henry, TN distress scores sit on the Henry, TN live board.
Henry, TN figures refresh with each source.
Henry, TN questions
Most distressed ZIP code in Henry County, TN?
ZIP 38222 leads Henry, TN at 29/100; next in Henry, TN: 38231 at 29/100; the Henry, TN average is 27/100.
Where does Henry County, TN rank for investment opportunity?
Henry, TN is #1,731 among all ranked counties, #53 in Tennessee; the Henry, TN driver is vacancy; Henry, TN moved down 488 places.
How many mortgages are delinquent in Henry County, TN?
Henry, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Henry, TN.
Which banks lend in Henry County, TN?
5 watched lenders hold Henry, TN branches; the largest Henry, TN footprints are Security Bank&Trust Co (4), Commercial Bank&Trust Co (3), Firstbank (2).
More on Henry, TN
Henry County, TN distress report: public-record figures for Henry, TN; not legal advice for Henry, TN; not tax or investment advice; verify every Henry, TN record before acting.