Henry County, TN: Home-Insurance Distress & Forced-Sale Pressure
Henry County, TN: 62/100 (elevated) home-insurance distress; Henry, TN band MEDIUM; Henry, TN #840 of 3,222 counties; Henry, TN #22 of 95 in Tennessee; raw Henry, TN 66.4.
FEMA hazard, Henry, TN: 52/100; Henry, TN declarations, three years: 12; Henry, TN perils: 6 severe-storm; Henry, TN five-year count 12 (severity 20.0); Henry, TN ten-year 12; hazard-weighted, Henry, TN: 6.0.
Declared incidents on the Henry, TN record: 2026 Winter Storm 4; 2025 Severe Storm 4 (Henry, TN); 2023 Severe Storm 1 (Henry, TN).
NFIP claims, Henry, TN, three years: 14; Henry, TN payouts $199,224; per Henry, TN claim $14,230; Henry, TN claim-stress 78/100.
Henry, TN monthly score rose, 61 (March 2026) to 62 (October 2026); Henry, TN by month: March 61, April 61, May 60, June 60 (Henry, TN), July 58, August 68, September 57, October 62.
Henry, TN components: climate 52, NFIP claims 78; Henry, TN retreat index 62.
Construction distress, Henry, TN: 60/100 as of August 2026 (Henry, TN: 60/100 one-to-four unit, 0/100 multifamily).
Henry, TN ZIPs, June 2026 (Henry, TN, 9 highest): score 0 (Henry, TN), climate 82 (Henry, TN): 38222, 38231, 38236, 38251, Henry, TN 38256; score 0 (Henry, TN), climate 81 (Henry, TN): 38224, 38242; score 0 (Henry, TN), climate 75 (Henry, TN): 38229; score 0 (Henry, TN), climate 73 (Henry, TN): 38201.
DLRadar rescores Henry, TN monthly; Henry, TN readings join Henry, TN foreclosure, lien and ownership parcels (Henry, TN), so cost-squeezed Henry, TN owners surface before listing.
Inside Tennessee, Henry County ranks 22nd of 95 counties for home-insurance distress at 62/100; Madison County (63/100) sits just above Henry County, and Henderson County (61/100) sits just below Henry County.
Deterministic. Every Henry County, TN signal traces to a public Henry dataset (FEMA, NFIP, Census for Henry, TN) · how insurance distress works in Henry, TN · methodology
FAQ: Henry County, TN insurance distress
What is the Henry County, TN home-insurance-distress score?
Henry, TN: 62/100 (MEDIUM), #840 of 3,222, #22 in Tennessee. FEMA hazard, Henry, TN: 52/100; NFIP stress, Henry, TN: 78/100; construction, Henry, TN: 60/100; Henry, TN rescores monthly.
Is Henry County insurance distress getting better or worse (TN)?
Henry, TN: 61 in March 2026; Henry, TN: 62 in October 2026 (worse); Henry, TN climate component 52; Henry, TN NFIP claims score 78.
How many flood-insurance claims has Henry County, TN had?
Henry, TN: 14 NFIP claims, three years; Henry, TN paid $199,224; per Henry, TN claim $14,230; carriers reprice Henry, TN against that record.
Which Henry County ZIP codes carry the most insurance distress (TN)?
Henry, TN, June 2026: 38222 at 0, 38231 at 0, 38236 at 0, 38251 at 0; Henry, TN climate scores there: 82, 82, 82, 82.
Why does Henry, TN insurance distress create sellers?
A Henry, TN premium outruns the Henry, TN budget; a carrier leaves Henry, TN; Henry, TN carrying cost passes plan; Henry, TN owners sell while current; Henry, TN insurance distress leads Henry, TN foreclosure data.