ZIP 37178 Foreclosure, Tax-Lien & Distress Report

Houston County, Tennessee's ZIP 37178 registers 12/100 composite distress, which DLRadar reads as minimal. What sets it apart are the readings on institutional ownership (33/100), structural risk (27/100), construction/permit lag (24/100). By contrast, construction/permit lag (24/100) and mortgage stress (17/100) register low. Structurally it carries 27/100, against 5/100 of stress already in motion.

The market reads peak — home values rose 2.5% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $173,600, an affordability ratio of 2.5× — accessible. At $57,429, median income runs below typical U.S. levels. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 27/100. About 2,027 people live here, median age 45. 12.4% of residents fall below the poverty threshold. There are about 976 housing units across 37178. About 15% have a four-year degree. The tenure split is 92% owner-occupied to 8% rented. Around 40% of renters are cost-burdened.

Taken together, 37178 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 37178 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 37178's 12/100 can be lined up against any neighbor in Houston County, Tennessee or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 37178 reflects the current record instead of a stale or modeled snapshot.

The 12/100 for 37178 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 37178 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.