ZIP 37052 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Tennessee's ZIP 37052 registers 32/100 composite distress, which DLRadar reads as moderate. The pressure is most legible in structural risk (73/100), construction/permit lag (63/100), institutional ownership (53/100). On the quiet end sit mortgage stress (20/100). On the structural side it scores 73/100, with 6/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (87/100)).

The peak-phase market in 37052 posted values that rose 1.9% over the year, 2.4% off the recent peak, and 0% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Educational attainment sits at 18% bachelor's-or-above. The poverty rate is 9.1%. Population is roughly 1,971 with a median age of 47. A median home runs $224,300 here, or 2.5 times local income. The demographic-stress sub-score lands at 34/100. The tenure split is 96% owner-occupied to 4% rented. At $78,311, median income runs near typical U.S. levels. The vacancy rate is 6.6%. Around 100% of renters are cost-burdened. There are about 793 housing units across 37052.

On balance 37052 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 37052 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 37052 runs through one identical scoring model, so its 32/100 sits on the same scale as every other ZIP in Montgomery County, Tennessee and the nation. Sparse data for 37052 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 37052 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. The point of the 37052 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.