ZIP 37209 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 37209 (Davidson County, Tennessee) lands at 33/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (92/100). Structural exposure scores 74 and live distress 6 on the 0–100 scale. Leading the profile are structural risk (74/100), construction/permit lag (66/100), institutional ownership (48/100). By contrast, mortgage stress (20/100) register low.

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 6% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 40/100. Roughly 13.5% live below the poverty line. Median household income is $75,810, near the U.S. median near $78,000. The ZIP holds roughly 22,000 housing units. Rent burden reaches 44% of tenant households. The vacancy rate is 8.8%. Population is roughly 38,367 with a median age of 33. Owners hold 45% of homes, renters 55%. Around 57% of adults hold a bachelor's degree or higher. A median home runs $529,800 here, or 6.5 times local income.

Net-net, 37209 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 37209 at the moment; the composite and its components are still built from verifiable public records.

The 37209 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 37209 stays directly comparable to neighboring ZIPs and the rest of Davidson County, Tennessee. Every figure is auditable to a public dataset and refreshed on ingest; 37209 shows blanks, not estimates, wherever the record is sparse.

The 33/100 figure for 37209 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 37209 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.