ZIP 37209 Property Distress & Foreclosure Data

ZIP code 37209 in Davidson County, Tennessee carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (92/100)). The latent-versus-live split is 76/100 structural and 6/100 already moving. What sets it apart are the readings on structural risk (76/100), construction/permit lag (68/100), institutional ownership (52/100). On the quiet end sit mortgage stress (20/100).

The peak-phase market in 37209 posted values that rose 2.3% over the year, and 6% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 37209 scores 40/100. Roughly 13.5% live below the poverty line. Households earn a median $75,810 — near the roughly $78,000 national figure. The ZIP holds roughly 22,000 housing units. Around 44% of renters are cost-burdened. The vacancy rate is 8.8%. Population is roughly 38,367 with a median age of 33. The tenure split is 45% owner-occupied to 55% rented. About 57% have a four-year degree. A median home runs $529,800 here, or 6.5 times local income.

On balance 37209 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.