Chester County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Chester County, TN distress report, 2026: 12 ZIPs scored in Chester, TN, Chester, TN average 21/100; the top Chester, TN ZIP is 38356 at 26/100; Chester, TN market phase expansion, Chester, TN prices +6.3% year over year.
- Chester, TN ranks #1,311 nationally (opportunity index); Chester, TN #33 in Tennessee; Chester, TN index 30.1.
- Chester, TN: no CFPB county sample; Chester, TN metro area reading 0.9%.
- Chester, TN ZIP phases: 7 expansion, 4 peak, 1 neutral.
- Chester, TN residential listings tracked: 6 across 4 ZIPs; Chester, TN candidate listings 1.
- Chester, TN HUD assisted properties: 1 with 70 units.
- Chester, TN lenders on watch: 5; largest Chester, TN footprint Centennial Bank (2 branches).
- Chester, TN most distressed ZIP: 38356 at 26/100.
Chester, TN figures: DLRadar distress index; Chester, TN inputs: CFPB, FHFA, HUD, FDIC; Chester, TN rebuilt as sources refresh.
| Rank | Chester, TN ZIP | Score |
|---|---|---|
| 1 | 38356 | 26/100 |
| 2 | 38366 | 26/100 |
| 3 | 38313 | 25/100 |
| 4 | 38315 | 23/100 |
| 5 | 38044 | 22/100 |
| 6 | 38334 | 22/100 |
| 7 | 38359 | 21/100 |
| 8 | 38368 | 21/100 |
| 9 | 38332 | 17/100 |
| 10 | 38352 | 17/100 |
| 11 | 38340 | 16/100 |
| 12 | 38347 | 15/100 |
Most distressed Chester, TN ZIPs (0-100, 2026)
Mortgage delinquency around Chester, TN
No CFPB county sample covers Chester, TN; the metro area reading for Chester, TN (Jackson, TN): 0.9% ninety-plus; Chester, TN area thirty-to-eighty-nine 3.5% (December 2025, Chester, TN); Tennessee overall 0.9%.
Opportunity index: Chester, TN
Chester, TN index 30.1, Chester, TN phase early_signal; Chester, TN primary driver bank institutional, Chester, TN second driver vacancy. Chester, TN components: property stress 22.3, foreclosure pressure 19.7, listing discounts 30.0, bank stress 57.8, insurance 0.0; Chester, TN pulse 33.6; Chester, TN capital opportunity 24.9; Chester, TN seven-day change -0.6%.
ZIP market phases inside Chester, TN
12 Chester, TN ZIPs carry a price-cycle phase; Chester, TN ZIPs by phase (Chester, TN), deepest drawdown first: peak, +3.0% YoY (Chester, TN): 38044, 38359; expansion, +5.5% YoY (Chester, TN): 38313; peak, +3.2% YoY (Chester, TN): 38315; expansion, +5.9% YoY (Chester, TN): 38332, 38340; neutral, +3.9% YoY (Chester, TN): 38334; expansion, +6.3% YoY (Chester, TN): 38347, 38366; expansion, +5.2% YoY (Chester, TN): 38352; expansion, +5.1% YoY (Chester, TN): 38356; peak, +3.5% YoY (Chester, TN): 38368.
Residential listings by Chester, TN ZIP
Chester, TN ZIPs with the most tracked Chester, TN residential listings: 38340 4 listings, 1 candidates, bank pressure 70; 38352 2 listings, 0 candidates, bank pressure 68; 38332 0 listings, 0 candidates, bank pressure 71; 38347 0 listings, 0 candidates, bank pressure 70 (Chester, TN). Chester, TN totals: 6 listings; Chester, TN candidates 1; active ZIPs 1.
HUD assisted housing in Chester, TN
1 assisted properties with 70 units sit in Chester, TN; largest Chester, TN properties: Henderson View Apartments (Henderson) 70 units, 70 assisted.
Lenders with branches in Chester, TN
Chester, TN lenders by branch count: Centennial Bank (Chester, TN): stress 70, 2 branches elevated in Chester, TN; Firstbank (Chester, TN): stress 55, 2 branches moderate in Chester, TN; Peoples Bank (Chester, TN): stress 77, 1 branch elevated in Chester, TN; Bank Of Fayette County (Chester, TN): stress 74, 1 branch elevated in Chester, TN; Community Bank (Chester, TN): stress 73, 1 branch elevated in Chester, TN.
Vacancy and permits, Chester, TN
849 of 7,279 Chester, TN housing units are vacant; Chester, TN permits, twelve months: 0 multifamily units in Chester, TN, 18 one-to-four unit units.
Work Chester, TN at the parcel level
Every Chester, TN parcel carries owner and address; every Chester, TN parcel carries APN; Chester, TN distress scores sit on the Chester, TN live board.
Chester, TN figures refresh with each source.
Chester, TN questions
Most distressed ZIP code in Chester County, TN?
ZIP 38356 leads Chester, TN at 26/100; next in Chester, TN: 38366 at 26/100; the Chester, TN average is 21/100.
Where does Chester County, TN rank for investment opportunity?
Chester, TN is #1,311 among all ranked counties, #33 in Tennessee; the Chester, TN driver is bank institutional; Chester, TN moved up 44 places.
How many mortgages are delinquent in Chester County, TN?
Chester, TN takes the metro area reading of 0.9% for December 2025; no CFPB county sample covers Chester, TN.
Which banks lend in Chester County, TN?
5 watched lenders hold Chester, TN branches; the largest Chester, TN footprints are Centennial Bank (2), Firstbank (2), Peoples Bank (1).
More on Chester, TN
Chester County, TN distress report: public-record figures for Chester, TN; not legal advice for Chester, TN; not tax or investment advice; verify every Chester, TN record before acting.