Chester County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Chester County, Tennessee? DLRadar grades every Chester County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Chester County breakdown.
- Chester County's most distressed ZIP is 38313 at 26/100.
- 12 ZIP codes tracked in Chester County, averaging 22/100 distress.
- Chester County reads expansion — home values up 6.3% year over year.
- Vacancy runs 15.2% across Chester County's tracked ZIPs, with a 9.8% poverty rate.
- The typical Chester County home is worth about $176,750 against a ~$63,149 median income.
- Lending headwind in Chester County sits at 70/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 38313 | 26/100 |
| 2 | 38356 | 26/100 |
| 3 | 38366 | 26/100 |
| 4 | 38044 | 23/100 |
| 5 | 38315 | 23/100 |
| 6 | 38334 | 22/100 |
| 7 | 38359 | 22/100 |
| 8 | 38368 | 22/100 |
| 9 | 38332 | 19/100 |
| 10 | 38352 | 19/100 |
| 11 | 38340 | 17/100 |
| 12 | 38347 | 17/100 |
Most distressed ZIP codes in Chester County (composite distress 0-100, 2026)
What is driving Chester County distress
DLRadar builds Chester County's distress picture only from records anyone can pull; its ZIPs average 22/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Chester County market phase and pricing
Phase for Chester County: expansion (+6.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Chester County
Everything summarised here for Chester County is free. Start a trial to see the scored parcels, owners and filings underneath — nothing charged today.
Nothing charged today · every module open, on live data.
Questions and answers
Which Chester County ZIP scores worst for distress?
ZIP 38313 leads Chester County at 26/100, recomputed monthly from public records.
How would you describe the Chester County market phase?
FHFA price-index movement places Chester County in expansion; prices are up 6.3% over twelve months.
What are the sources behind these Chester County numbers?
Chester County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 12 ZIPs are comparable to anywhere else.
How much do distress scores vary between Chester County ZIP codes?
Averaging the county conceals how uneven it is. Across the Chester County ZIPs DLRadar ranks, scores run from 26/100 in 38313 down to 17/100 in 38347, against a Chester County average of 22/100. A spread of 9 points means Chester County has to be worked ZIP by ZIP.
What do Chester County home values and vacancy say about distressed supply?
The typical Chester County home carries about $176,750 of value against a median household income near $63,149. Vacancy across Chester County's tracked ZIPs runs 15.2% and the poverty rate is 9.8%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Chester County's foreclosure and tax-lien filings and its 70/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.