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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 38389 Foreclosure, Tax-Lien & Distress Report

Gibson County, Tennessee · Affordable market

ZIP 38389's composite property-distress score is 24/100 - DLRadar classes that as low for Gibson County, Tennessee. The pressure is most legible in structural risk (52/100), institutional ownership (44/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (8/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (72/100). On the structural side it scores 52/100, with 6/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, at 73/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 0% of renters are cost-burdened. 0.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 18/100. About 40 people live here, median age 63. At $35,500, median income runs below typical U.S. levels. The ZIP holds roughly 20 housing units. Vacancy runs 0.0%. 88% of housing is owner-occupied. Educational attainment sits at 9% bachelor's-or-above. Home values center near $87,000, an affordability ratio of 2.2× — accessible.

On balance 38389 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 38389 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 38389's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 38389 shows blanks, not estimates, wherever the record is sparse.

The 24/100 figure for 38389 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 38389 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

24/100
Composite stress
52/100
Structural risk
6/100
Distress activity

ZIP 38389 distress signals, scored

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk85
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 38389 by the numbers

A live read on 38389: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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