Obion County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Obion County, Tennessee? DLRadar grades every Obion County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Obion County breakdown.
- Obion County's most distressed ZIP is 38232 at 31/100.
- 12 ZIP codes tracked in Obion County, averaging 28/100 distress.
- Obion County reads peak — home values up 2.0% year over year.
- Vacancy runs 14% across Obion County's tracked ZIPs, with a 17.4% poverty rate.
- The typical Obion County home is worth about $132,591 against a ~$50,708 median income.
- Lending headwind in Obion County sits at 70/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 38232 | 31/100 |
| 2 | 38240 | 31/100 |
| 3 | 38253 | 31/100 |
| 4 | 38254 | 31/100 |
| 5 | 38260 | 31/100 |
| 6 | 38261 | 31/100 |
| 7 | 38257 | 30/100 |
| 8 | 38259 | 29/100 |
| 9 | 38233 | 25/100 |
| 10 | 38080 | 23/100 |
| 11 | 38237 | 23/100 |
| 12 | 38255 | 23/100 |
Most distressed ZIP codes in Obion County (composite distress 0-100, 2026)
What is driving Obion County distress
Nothing here is estimated: Obion County is scored from filings alone, and its ZIPs average 28/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Obion County market phase and pricing
DLRadar places Obion County in peak; prices moved up 2.0% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Obion County
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Frequently asked
Which part of Obion County, TN scores highest for distress?
ZIP 38232 leads Obion County at 31/100, recomputed monthly from public records.
Is Obion County expanding or contracting?
Phase for Obion County: peak, tracking a 2.0% gain year over year, read off the FHFA index.
How is the Obion County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 12 Obion County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Obion County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Obion County ZIPs DLRadar ranks, scores run from 31/100 in 38232 down to 23/100 in 38255, against a Obion County average of 28/100. Because the gap runs to 8 points, Obion County rewards ZIP-level precision.
What do Obion County home values and vacancy say about distressed supply?
The typical Obion County home carries about $132,591 of value against a median household income near $50,708. Vacancy across Obion County's tracked ZIPs runs 14% and the poverty rate is 17.4%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Obion County's filings and its 70/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.