ZIP 38454 Foreclosure, Tax-Lien & Distress Report

Hickman County, Tennessee's ZIP 38454 registers 18/100 composite distress, which DLRadar reads as low. Its standout signals are construction/permit lag (53/100), structural risk (38/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (14/100) stay muted. Structural exposure scores 38 and live distress 4 on the 0–100 scale.

The peak-phase market in 38454 posted values that rose 1.3% over the year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

81% of housing is owner-occupied. Median household income is $46,750, below the U.S. median near $78,000. The typical home is worth about $176,100 (2.6× income, relatively affordable). On demographic stress specifically, 38454 scores 26/100. The ZIP holds roughly 505 housing units. 2.6% of residents fall below the poverty threshold. Vacancy runs 20.4%, above the national norm and a classic distress-and-opportunity signal. About 13% have a four-year degree. About 888 people live here, median age 50. Around 29% of renters are cost-burdened.

Net-net, 38454 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 38454 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 38454's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 38454 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

38454's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 38454 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.