ZIP 38461 Property Distress & Foreclosure Data

In Lewis County, Tennessee, ZIP 38461 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (65/100), structural risk (46/100), institutional ownership (38/100). institutional ownership (38/100) and mortgage stress (15/100) stay muted. Structural risk reads 46/100 against active distress of 4/100.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 64% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $418,300 (5.9× income). At $58,564, median income runs below typical U.S. levels. 1,176 residents call 38461 home, typically aged 54. Around 23% of adults hold a bachelor's degree or higher. 92% of housing is owner-occupied. Vacancy runs 10.6%. There are about 632 housing units across 38461. The poverty rate is 10.5%. The demographic-stress sub-score lands at 32/100. Rent burden reaches 13% of tenant households.

Overall, 38461 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.