Tipton County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Tipton County, Tennessee? DLRadar grades every Tipton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Tipton County breakdown.
- Tipton County's most distressed ZIP is 72338 at 31/100.
- 10 ZIP codes tracked in Tipton County, averaging 28/100 distress.
- Tipton County reads peak — home values up 1.2% year over year.
- Vacancy runs 7.9% across Tipton County's tracked ZIPs, with a 20.5% poverty rate.
- The typical Tipton County home is worth about $217,189 against a ~$67,486 median income.
- Lending headwind in Tipton County sits at 70/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 72338 | 31/100 |
| 2 | 38011 | 30/100 |
| 3 | 38015 | 30/100 |
| 4 | 38019 | 30/100 |
| 5 | 38023 | 30/100 |
| 6 | 38053 | 30/100 |
| 7 | 38058 | 30/100 |
| 8 | 38004 | 28/100 |
| 9 | 38049 | 22/100 |
| 10 | 38069 | 21/100 |
Most distressed ZIP codes in Tipton County (composite distress 0-100, 2026)
What is driving Tipton County distress
DLRadar builds Tipton County's distress picture only from records anyone can pull; its ZIPs average 28/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Tipton County market phase and pricing
The cycle in Tipton County is peak, with values up 1.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Questions and answers
What is the most distressed ZIP code in Tipton County, TN?
ZIP 72338 leads Tipton County at 31/100, recomputed monthly from public records.
Is Tipton County expanding or contracting?
Tipton County is classified peak with a 1.2% year-over-year increase, following the FHFA House Price Index.
Where does the Tipton County data come from?
Tipton County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 10 ZIPs are comparable to anywhere else.
How much do distress scores vary between Tipton County ZIP codes?
A county average hides the spread. Across the Tipton County ZIPs DLRadar ranks, scores run from 31/100 in 72338 down to 21/100 in 38069, against a Tipton County average of 28/100. Because the gap runs to 10 points, Tipton County rewards ZIP-level precision.
What do Tipton County home values and vacancy say about distressed supply?
The typical Tipton County home carries about $217,189 of value against a median household income near $67,486. Vacancy across Tipton County's tracked ZIPs runs 7.9% and the poverty rate is 20.5%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Tipton County's foreclosure and lien data and its 70/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.