Tipton County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Tipton County, TN distress report, 2026: 10 ZIPs scored in Tipton, TN, Tipton, TN average 27/100; the top Tipton, TN ZIP is 38015 at 30/100; Tipton, TN market phase peak, Tipton, TN prices +1.2% year over year.
- Tipton, TN ranks #2,871 nationally (opportunity index); Tipton, TN #92 in Tennessee; Tipton, TN index 24.0.
- Tipton, TN: no CFPB county sample; Tipton, TN metro area reading 1.4%.
- Tipton, TN ZIP phases: 10 peak.
- Tipton, TN residential listings tracked: 4 across 7 ZIPs; Tipton, TN candidate listings 0.
- Tipton, TN HUD assisted properties: 3 with 133 units.
- Tipton, TN lenders on watch: 6; largest Tipton, TN footprint Patriot Bank (3 branches).
- Tipton, TN most distressed ZIP: 38015 at 30/100.
Tipton, TN figures: DLRadar distress index; Tipton, TN inputs: CFPB, FHFA, HUD, FDIC; Tipton, TN rebuilt as sources refresh.
| Rank | Tipton, TN ZIP | Score |
|---|---|---|
| 1 | 38015 | 30/100 |
| 2 | 38019 | 30/100 |
| 3 | 38023 | 30/100 |
| 4 | 38058 | 30/100 |
| 5 | 72338 | 30/100 |
| 6 | 38011 | 29/100 |
| 7 | 38004 | 26/100 |
| 8 | 38053 | 26/100 |
| 9 | 38049 | 20/100 |
| 10 | 38069 | 20/100 |
Most distressed Tipton, TN ZIPs (0-100, 2026)
Mortgage delinquency around Tipton, TN
No CFPB county sample covers Tipton, TN; the metro area reading for Tipton, TN (Memphis, TN-MS-AR): 1.4% ninety-plus; Tipton, TN area thirty-to-eighty-nine 3.5% (December 2025, Tipton, TN); Tennessee overall 0.9%.
Opportunity index: Tipton, TN
Tipton, TN index 24.0, Tipton, TN phase weak; Tipton, TN primary driver bank institutional, Tipton, TN second driver construction. Tipton, TN components: property stress 16.2, foreclosure pressure 16.9, listing discounts 7.2, bank stress 58.9, insurance 0.0; Tipton, TN pulse 30.4; Tipton, TN capital opportunity 14.3; Tipton, TN seven-day change -0.9%.
ZIP market phases inside Tipton, TN
10 Tipton, TN ZIPs carry a price-cycle phase; Tipton, TN ZIPs by phase (Tipton, TN), deepest drawdown first: peak, +1.2% YoY (Tipton, TN): 38004, 38011, 38015, 38019, Tipton, TN 38023, 38049, 38053, 38058; peak, +2.6% YoY (Tipton, TN): 38069; peak, +1.7% YoY (Tipton, TN): 72338.
Residential listings by Tipton, TN ZIP
Tipton, TN ZIPs with the most tracked Tipton, TN residential listings: 38019 4 listings, 0 candidates, bank pressure 62; 38004 0 listings, 0 candidates, bank pressure 64; 38011 0 listings, 0 candidates, bank pressure 64; 38015 0 listings, 0 candidates, bank pressure 62 (Tipton, TN); 38023 0 listings, 0 candidates, bank pressure 62; 38058 0 listings, 0 candidates, bank pressure 62; 72338 0 listings, 0 candidates, bank pressure 61. Tipton, TN totals: 4 listings; Tipton, TN candidates 0; active ZIPs 1.
HUD assisted housing in Tipton, TN
3 assisted properties with 133 units sit in Tipton, TN; largest Tipton, TN properties: Meadowview Elderly Apartments (Covington) 50 units, 50 assisted; Glendale Commons (Covington) 43 units, 43 assisted; Fox Hollow Community (Covington) 40 units, 39 assisted in Tipton, TN.
Lenders with branches in Tipton, TN
Tipton, TN lenders by branch count: Patriot Bank (Tipton, TN): stress 86, 3 branches low in Tipton, TN; Insouth Bank (Tipton, TN): stress 82, 2 branches low in Tipton, TN; Brighton Bank (Tipton, TN): stress 89, 1 branch low in Tipton, TN; Bank Of Fayette County (Tipton, TN): stress 74, 1 branch low in Tipton, TN; Banktennessee (Tipton, TN): stress 70, 1 branch low in Tipton, TN; Security Bank&Trust Co (Tipton, TN): stress 56, 1 branch low in Tipton, TN.
Vacancy and permits, Tipton, TN
1,757 of 24,417 Tipton, TN housing units are vacant; Tipton, TN permits, twelve months: 15 multifamily units in Tipton, TN, 129 one-to-four unit units.
Work Tipton, TN at the parcel level
Every Tipton, TN parcel carries owner and address; every Tipton, TN parcel carries APN; Tipton, TN distress scores sit on the Tipton, TN live board.
Tipton, TN figures refresh with each source.
Tipton, TN questions
Most distressed ZIP code in Tipton County, TN?
ZIP 38015 leads Tipton, TN at 30/100; next in Tipton, TN: 38019 at 30/100; the Tipton, TN average is 27/100.
Where does Tipton County, TN rank for investment opportunity?
Tipton, TN is #2,871 among all ranked counties, #92 in Tennessee; the Tipton, TN driver is bank institutional; Tipton, TN moved down 750 places.
How many mortgages are delinquent in Tipton County, TN?
Tipton, TN takes the metro area reading of 1.4% for December 2025; no CFPB county sample covers Tipton, TN.
Which banks lend in Tipton County, TN?
6 watched lenders hold Tipton, TN branches; the largest Tipton, TN footprints are Patriot Bank (3), Insouth Bank (2), Brighton Bank (1).
More on Tipton, TN
Tipton County, TN distress report: public-record figures for Tipton, TN; not legal advice for Tipton, TN; not tax or investment advice; verify every Tipton, TN record before acting.