Tipton County, TN: Home-Insurance Distress & Forced-Sale Pressure
Tipton County, TN: 66/100 (elevated) home-insurance distress; Tipton, TN band MEDIUM; Tipton, TN #747 of 3,222 counties; Tipton, TN #16 of 95 in Tennessee.
FEMA hazard, Tipton, TN: 52/100; Tipton, TN declarations, three years: 8; Tipton, TN perils: 4 severe-storm; Tipton, TN five-year count 16 (severity 24.0); Tipton, TN ten-year 16; hazard-weighted, Tipton, TN: 4.0.
Declared incidents on the Tipton, TN record: 2026 Winter Storm 4; 2025 Severe Storm 4 (Tipton, TN); 2023 Severe Storm 1 (Tipton, TN).
NFIP claims, Tipton, TN, three years: 14; Tipton, TN payouts $585,947; per Tipton, TN claim $41,853; Tipton, TN claim-stress 87/100.
Tipton, TN monthly score fell, 70 (March 2026) to 66 (October 2026); Tipton, TN by month: March 70, April 70, May 70, June 70 (Tipton, TN), July 67, August 77, September 66, October 66.
Tipton, TN components: climate 52, NFIP claims 87; Tipton, TN retreat index 66.
Construction distress, Tipton, TN: 54/100 as of August 2026 (Tipton, TN: 58/100 one-to-four unit, 52/100 multifamily).
Tipton, TN ZIPs, June 2026 (Tipton, TN, 10 highest): score 0 (Tipton, TN), climate 98 (Tipton, TN): 38053; score 0 (Tipton, TN), climate 83 (Tipton, TN): 38004; score 0 (Tipton, TN), climate 81 (Tipton, TN): 72338; score 0 (Tipton, TN), climate 79 (Tipton, TN): 38011, 38015, 38019, 38023, Tipton, TN 38058; score 0 (Tipton, TN), climate 76 (Tipton, TN): 38049; score 0 (Tipton, TN), climate 62 (Tipton, TN): 38069.
DLRadar rescores Tipton, TN monthly; Tipton, TN readings join Tipton, TN foreclosure, lien and ownership parcels (Tipton, TN), so cost-squeezed Tipton, TN owners surface before listing.
Inside Tennessee, Tipton County ranks 16th of 95 counties for home-insurance distress at 66/100; Obion County (67/100) sits just above Tipton County, and Shelby County (66/100) sits just below Tipton County.
Deterministic. Every Tipton County, TN signal traces to a public Tipton dataset (FEMA, NFIP, Census for Tipton, TN) · how insurance distress works in Tipton, TN · methodology
FAQ: Tipton County, TN insurance distress
What is the Tipton County, TN home-insurance-distress score?
Tipton, TN: 66/100 (MEDIUM), #747 of 3,222, #16 in Tennessee. FEMA hazard, Tipton, TN: 52/100; NFIP stress, Tipton, TN: 87/100; construction, Tipton, TN: 54/100; Tipton, TN rescores monthly.
Is Tipton County insurance distress getting better or worse (TN)?
Tipton, TN: 70 in March 2026; Tipton, TN: 66 in October 2026 (better); Tipton, TN climate component 52; Tipton, TN NFIP claims score 87.
How many flood-insurance claims has Tipton County, TN had?
Tipton, TN: 14 NFIP claims, three years; Tipton, TN paid $585,947; per Tipton, TN claim $41,853; carriers reprice Tipton, TN against that record.
Which Tipton County ZIP codes carry the most insurance distress (TN)?
Tipton, TN, June 2026: 38053 at 0, 38004 at 0, 72338 at 0, 38011 at 0; Tipton, TN climate scores there: 98, 83, 81, 79.
Why does Tipton, TN insurance distress create sellers?
A Tipton, TN premium outruns the Tipton, TN budget; a carrier leaves Tipton, TN; Tipton, TN carrying cost passes plan; Tipton, TN owners sell while current; Tipton, TN insurance distress leads Tipton, TN foreclosure data.