Monroe County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Monroe County, MS distress report, 2026: 12 ZIPs scored in Monroe, MS, Monroe, MS average 18/100; the top Monroe, MS ZIP is 38868 at 24/100; Monroe, MS market phase peak, Monroe, MS prices +3.8% year over year.
- Monroe, MS ranks #1,590 nationally (opportunity index); Monroe, MS #53 in Mississippi; Monroe, MS index 29.1.
- Monroe, MS: no CFPB county sample; Monroe, MS non-metro area reading 1.8%.
- Monroe, MS ZIP phases: 12 peak.
- Monroe, MS residential listings tracked: 4 across 6 ZIPs; Monroe, MS candidate listings 2.
- Monroe, MS HUD assisted properties: 1 with 28 units.
- Monroe, MS lenders on watch: 5; largest Monroe, MS footprint Renasant Bank (4 branches).
- Monroe, MS most distressed ZIP: 38868 at 24/100.
Monroe, MS figures: DLRadar distress index; Monroe, MS inputs: CFPB, FHFA, HUD, FDIC; Monroe, MS rebuilt as sources refresh.
| Rank | Monroe, MS ZIP | Score |
|---|---|---|
| 1 | 38868 | 24/100 |
| 2 | 39740 | 22/100 |
| 3 | 38821 | 19/100 |
| 4 | 38844 | 19/100 |
| 5 | 38848 | 19/100 |
| 6 | 38858 | 19/100 |
| 7 | 39730 | 19/100 |
| 8 | 39746 | 19/100 |
| 9 | 38870 | 18/100 |
| 10 | 39756 | 14/100 |
| 11 | 38860 | 13/100 |
| 12 | 39773 | 11/100 |
Most distressed Monroe, MS ZIPs (0-100, 2026)
Mortgage delinquency around Monroe, MS
No CFPB county sample covers Monroe, MS; the non-metro area reading for Monroe, MS: 1.8% ninety-plus; Monroe, MS area thirty-to-eighty-nine 5.9% (December 2025, Monroe, MS); Mississippi overall 1.8%.
Opportunity index: Monroe, MS
Monroe, MS index 29.1, Monroe, MS phase early_signal; Monroe, MS primary driver vacancy, Monroe, MS second driver bank institutional. Monroe, MS components: property stress 19.3, foreclosure pressure 20.1, listing discounts 20.4, bank stress 54.5, insurance 0.0; Monroe, MS pulse 34.4; Monroe, MS capital opportunity 21.1; Monroe, MS seven-day change +0.3%.
ZIP market phases inside Monroe, MS
12 Monroe, MS ZIPs carry a price-cycle phase; Monroe, MS ZIPs by phase (Monroe, MS), deepest drawdown first: peak, +3.8% YoY (Monroe, MS): 38821, 38844, 38848, 38860, Monroe, MS 38870, 39730, 39746, 39756, Monroe, MS 39773; peak, +3.7% YoY (Monroe, MS): 38858, 38868, 39740.
Residential listings by Monroe, MS ZIP
Monroe, MS ZIPs with the most tracked Monroe, MS residential listings: 39730 3 listings, 1 candidates, bank pressure 62; 38848 1 listings, 1 candidates, bank pressure 62; 38821 0 listings, 0 candidates, bank pressure 62; 38844 0 listings, 0 candidates, bank pressure 62 (Monroe, MS); 38870 0 listings, 0 candidates, bank pressure 61; 39746 0 listings, 0 candidates, bank pressure 62. Monroe, MS totals: 4 listings; Monroe, MS candidates 2; active ZIPs 0.
HUD assisted housing in Monroe, MS
1 assisted properties with 28 units sit in Monroe, MS; largest Monroe, MS properties: Cardinal Lane Apts (Aberdeen) 28 units, 28 assisted.
Lenders with branches in Monroe, MS
Monroe, MS lenders by branch count: Renasant Bank (Monroe, MS): stress 43, 4 branches low in Monroe, MS; Community Bank Of Ms (Monroe, MS): stress 74, 2 branches low in Monroe, MS; Amory First S&L Bank Ssb (Monroe, MS): stress 68, 1 branch low in Monroe, MS; Bankokolona (Monroe, MS): stress 66, 1 branch low in Monroe, MS; Guaranty Bank&Trust Co (Monroe, MS): stress 64, 1 branch low in Monroe, MS.
Vacancy and permits, Monroe, MS
2,948 of 16,843 Monroe, MS housing units are vacant; Monroe, MS permits, twelve months: 0 multifamily units in Monroe, MS, 23 one-to-four unit units.
Work Monroe, MS at the parcel level
Every Monroe, MS parcel carries owner and address; every Monroe, MS parcel carries APN; Monroe, MS distress scores sit on the Monroe, MS live board.
Monroe, MS figures refresh with each source.
Monroe, MS questions
Most distressed ZIP code in Monroe County, MS?
ZIP 38868 leads Monroe, MS at 24/100; next in Monroe, MS: 39740 at 22/100; the Monroe, MS average is 18/100.
Where does Monroe County, MS rank for investment opportunity?
Monroe, MS is #1,590 among all ranked counties, #53 in Mississippi; the Monroe, MS driver is vacancy; Monroe, MS moved down 260 places.
How many mortgages are delinquent in Monroe County, MS?
Monroe, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Monroe, MS.
Which banks lend in Monroe County, MS?
5 watched lenders hold Monroe, MS branches; the largest Monroe, MS footprints are Renasant Bank (4), Community Bank Of Ms (2), Amory First S&L Bank Ssb (1).
More on Monroe, MS
Monroe County, MS distress report: public-record figures for Monroe, MS; not legal advice for Monroe, MS; not tax or investment advice; verify every Monroe, MS record before acting.