Monroe County, MS: Home-Insurance Distress & Forced-Sale Pressure
Monroe County, MS: 22/100 (low) home-insurance distress; Monroe, MS band LOW; Monroe, MS #2,036 of 3,222 counties; Monroe, MS #42 of 82 in Mississippi; raw Monroe, MS 26.4; Monroe, MS coverage multiplier 0.85.
FEMA hazard, Monroe, MS: 0/100; Monroe, MS declarations, three years: 4; Monroe, MS five-year count 6 (severity 9.0); Monroe, MS ten-year 6.
Declared incidents on the Monroe, MS record: 2026 Winter Storm 4; 2023 Severe Storm 3 (Monroe, MS).
NFIP claims, Monroe, MS, three years: 3; Monroe, MS payouts $39,067; per Monroe, MS claim $13,022; Monroe, MS claim-stress 66/100.
Monroe, MS monthly score rose, 20 (March 2026) to 22 (October 2026); Monroe, MS by month: March 20, April 20, May 20, June 20 (Monroe, MS), July 20, August 20, September 20, October 22.
Monroe, MS components: NFIP claims 66; Monroe, MS retreat index 22; Monroe, MS climate multiplier 0.85.
Construction distress, Monroe, MS: 46/100 as of August 2026 (Monroe, MS: 45/100 one-to-four unit, 8/100 multifamily).
Monroe, MS ZIPs, June 2026 (Monroe, MS, 12 highest): score 0 (Monroe, MS), climate 74 (Monroe, MS): 39740; score 0 (Monroe, MS), climate 73 (Monroe, MS): 38868; score 0 (Monroe, MS), climate 64 (Monroe, MS): 38821, 38844, 38848, 39730, Monroe, MS 39746; score 0 (Monroe, MS), climate 59 (Monroe, MS): 38858, 38870; score 0 (Monroe, MS), climate 48 (Monroe, MS): 39756; score 0 (Monroe, MS), climate 46 (Monroe, MS): 38860; score 0 (Monroe, MS), climate 38 (Monroe, MS): 39773.
DLRadar rescores Monroe, MS monthly; Monroe, MS readings join Monroe, MS foreclosure, lien and ownership parcels (Monroe, MS), so cost-squeezed Monroe, MS owners surface before listing.
Inside Mississippi, Monroe County ranks 42nd of 82 counties for home-insurance distress at 22/100; Yalobusha County (23/100) sits just above Monroe County, and Claiborne County (21/100) sits just below Monroe County.
Deterministic. Every Monroe County, MS signal traces to a public Monroe dataset (FEMA, NFIP, Census for Monroe, MS) · how insurance distress works in Monroe, MS · methodology
FAQ: Monroe County, MS insurance distress
What is the Monroe County, MS home-insurance-distress score?
Monroe, MS: 22/100 (LOW), #2,036 of 3,222, #42 in Mississippi. FEMA hazard, Monroe, MS: 0/100; NFIP stress, Monroe, MS: 66/100; construction, Monroe, MS: 46/100; Monroe, MS rescores monthly.
Is Monroe County insurance distress getting better or worse (MS)?
Monroe, MS: 20 in March 2026; Monroe, MS: 22 in October 2026 (worse); Monroe, MS NFIP claims score 66.
How many flood-insurance claims has Monroe County, MS had?
Monroe, MS: 3 NFIP claims, three years; Monroe, MS paid $39,067; per Monroe, MS claim $13,022; carriers reprice Monroe, MS against that record.
Which Monroe County ZIP codes carry the most insurance distress (MS)?
Monroe, MS, June 2026: 39740 at 0, 38868 at 0, 38821 at 0, 38844 at 0; Monroe, MS climate scores there: 74, 73, 64, 64.
Why does Monroe, MS insurance distress create sellers?
A Monroe, MS premium outruns the Monroe, MS budget; a carrier leaves Monroe, MS; Monroe, MS carrying cost passes plan; Monroe, MS owners sell while current; Monroe, MS insurance distress leads Monroe, MS foreclosure data.